4728 Solano Way, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 4728 Solano Way, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,275 sqft · built 1954
Lot Size	0.282 acres (12,260 sqft)
Owner	Individual Name on Record
Tax Bill	$763 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jan 2024 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`239-0182-020-0000`

Property Details

APN / Parcel Number

Primary APN	`239-0182-020-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,275 sqft Living Area
1st Floor Area	925 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	12,260 sqft (0.282 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4728 SOLANO WAY
City	FAIR OAKS
State	CA
Zip	95628-4544
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	CASA BELLA PARK 02, LOT 79
Legal Subdivision	CASA BELLA PARK 02
Legal Lot Number	79
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4007
Census Tract	7904

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4728 SOLANO WAY, FAIR OAKS, CA 95628-4544
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jan 19, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 5, 2024	Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE
Oct 18, 2019	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jul 20, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 18, 2019	Affidavit of Death, Mortgage · FHA Mortgage HOMEBRIDGE FIN'L SVCS INC
Sep 24, 2018	Deed of Trust, Mortgage · FHA Mortgage RIGHT START MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 17, 2015
Transfer Doc	0000001053
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4728 SOLANO WAY, FAIR OAKS, CA 95628-4544
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 SOLANO WAY, FAIR OAKS, CA 95628-4544

Mortgage

Document Number	0000000141
Date	Aug 16, 2022
Instrument	2022081600141

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4728 SOLANO WAY, FAIR OAKS, CA 95628-4544
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 SOLANO WAY, FAIR OAKS, CA 95628-4544

Mortgage

Document Number	0000000154
Date	Jan 19, 2024
Instrument	202401190154

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Sep 1, 2052

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4728 SOLANO WAY, FAIR OAKS, CA 95628-4544
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	TIMIOS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 SOLANO WAY, FAIR OAKS, CA 95628-4544

Mortgage

Document Number	0000000362
Date	Nov 5, 2024
Instrument	202411050362

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4728 SOLANO WAY, FAIR OAKS, CA 95628-4544
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000343
Date	Oct 18, 2019
Book Page	20191018/0343

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4728 SOLANO WAY, FAIR OAKS, CA 95628-4544
Document Number	2008061078
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 25, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 SOLANO WAY FAIR OAKS CA 956284544, FAIR OAKS, CA 95628-4544

Mortgage

Document Number	2008061078
Date	Aug 6, 2020
Instrument	2008061078

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2050

December 2019: Affidavit of Death, Mortgage

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 18, 2019
Property Address	4728 SOLANO WAY, FAIR OAKS, CA 95628-4544
Document Number	1912181114
Instrument Date	Sep 23, 2019
Instrument	1912181114
Transaction Type	Mortgage
Record Updated	Jan 6, 2020
Title Company	VANTAGE PT TITLE INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 SOLANO WAY FAIR OAKS CA 956284544, FAIR OAKS, CA 95628-4544

Mortgage

Document Number	1910180343
Date	Dec 18, 2019
Instrument	1910180343

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	4728 SOLANO WAY, FAIR OAKS, CA 95628-4544
Document Number	1810010019
Instrument Date	Sep 24, 2018
Transaction Type	Mortgage
Record Updated	Oct 11, 2018
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4728 SOLANO WAY FAIR OAKS CA 956284544, FAIR OAKS, CA 95628-4544

Mortgage

Document Number	1810010019
Date	Oct 1, 2018
Instrument	1810010019

Lender

Name	RIGHT START MTG
Type	Mortgage Company
Address	CITY OF INDUSTRY, CA 91746

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$70,444 (+2%) Land $14,538 Building $55,906
2025	$763.00 (+2.42%) Homeowner's exemption	$69,063 (+4.04%) Land $14,253 Building $54,810
2024	$745.00 (+1.78%)
2023	$732.00 (+2.23%) Homeowner's exemption	$66,383 Land $13,700 Building $52,683
2022	$716.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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