4728 N Jefferson St, Spokane, WA 99205 Property Records

Spokane County property record for 4728 N Jefferson St, Spokane, WA 99205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,240 sqft · built 1948
Lot Size	0.139 acres (6,050 sqft)
Owner	Individual Name on File
Last Sale	$187,600 (Apr 2019)
Tax Bill	$2,896 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36313.1615`

Property Details

APN / Parcel Number

Primary APN	`36313.1615`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,240 sqft Living Area
Gross Area	1,288 sqft
1st Floor Area	808 sqft
Basement Area	480 sqft
Finished Basement	432 sqft
Unfinished Basement	48 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2018
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,050 sqft (0.139 acres)
Lot Dimensions	121 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	2 Parking Spaces
Patio Area	200 sqft
Canopy	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4728 N JEFFERSON ST
City	SPOKANE
State	WA
Zip	99205-5304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	ALLENDALE ADD L18 B18
Legal Range	43E
Legal Township	26N
Legal Section	31
Legal Subdivision	ALLENDALE ADD
Legal Block	18
Legal Lot Number	18
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	3
Census Block	3036
Census Tract	600

Owner

4728 N Jefferson St is owned and occupied by an individual who bought it in April 2019.

Source: Spokane County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	4728 N JEFFERSON ST, SPOKANE, WA 99205-5304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 18, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Nov 19, 2018	Loan Modification, Mortgage · Conventional Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2019 · Amount on File
Deed Sale	Apr 18, 2019 · Amount on File
Prior Sale	Feb 4, 2005 · Amount on File
Deed Document Number	20196798253
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	4728 N JEFFERSON ST, SPOKANE, WA 99205-5304
Transaction Type	Mortgage
Record Updated	Jan 29, 2026
Title Company	WFG INSURED

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007117917
Date	Aug 25, 2021
Instrument	7117917

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Apr 18, 2019
Property Address	4728 N JEFFERSON ST, SPOKANE, WA 99205-5304
Document Number	0006798253
Map Reference	VOL L PG 16&17
Instrument Date	Apr 17, 2019
Instrument	6798253
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	VISTA TITLE AND ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,344.28
Amount Accuracy	Calculated from Transfer Tax
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 N JEFFERSON ST, SPOKANE, WA 99205-5304

Mortgage

Document Number	0006798254
Date	Apr 18, 2019
Instrument	6798254

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

November 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SPOKANE WA
Property Address	4728 N JEFFERSON ST, SPOKANE, WA 99205-5304
Document Number	0006774893
Instrument Date	Nov 19, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 N JEFFERSON ST SPOKANE WA 992055304, SPOKANE, WA 99205-5304

Mortgage

Document Number	0006774893
Date	Jan 11, 2019
Instrument	6774893

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 10, 2049

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

The 2026 property tax bill for 4728 N Jefferson St was $2,896, down 0.7% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,896.00 (-0.65%)	$286,000 Land $80,000 Building $206,000	$286,000 Land $80,000 Building $206,000
2025	$2,915.00
2024		$291,100 (+30.07%) Land $55,000 Building $236,100	$291,100 (+30.07%) Land $55,000 Building $236,100
2023	$2,850.00 (+8.74%)	$223,800 Land $45,000 Building $178,800	$223,800 Land $45,000 Building $178,800
2022	$2,621.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4728 N Jefferson St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4728 N Jefferson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 714 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Wind Wireless Fixed Wireless	100 / 20

May also be available: AT&T, Intermax Networks, T-Mobile.

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