4728 Mayflower Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4728 Mayflower Way, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,364 sqft · built 1986
Lot Size	0.97 acres (4,207 sqft)
Owner	2 Individual Names on Record
Last Sale	$93,200 (Sep 1985)
Tax Bill	$2,030 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`158-421-11-00`

Property Details

APN / Parcel Number

Primary APN	`158-421-11-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,364 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	4,207 sqft (0.97 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4728 MAYFLOWER WAY
City	OCEANSIDE
State	CA
Zip	92057-6113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 15 TR 010821
Legal Subdivision	WILLIAMS RANCH
Legal Tract	010821
Legal Block	2
Legal Lot Number	15
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18520

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4728 MAYFLOWER WAY, OCEANSIDE, CA 92057-6113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP
Nov 15, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 4, 1985 · Amount on Record
Deed Sale	Sep 4, 1985 · Amount on Record
Deed Document Number	1985324337
Last Transfer Date	Jul 24, 2002
Transfer Doc	0000650362
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4728 MAYFLOWER WAY, OCEANSIDE, CA 92057-6113
Transaction Type	Mortgage
Record Updated	Apr 26, 2021
Title Company	BNT TITLE COMPANY/CA, BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 MAYFLOWER WAY, OCEANSIDE, CA 92057-6113

Mortgage

Document Number	0000284056
Date	Apr 13, 2021
Instrument	2021-0284056

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4728 MAYFLOWER WAY, OCEANSIDE, CA 92057-6113
Document Number	0000496871
Instrument Date	Nov 15, 2018
Transaction Type	Mortgage
Record Updated	Dec 11, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 MAYFLOWER WAY OCEANSIDE CA 920576113, OCEANSIDE, CA 92057-6113

Mortgage

Document Number	0000496871
Date	Dec 3, 2018
Instrument	496871

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$188,863 (+2%) Land $67,010 Building $121,853
2025	$2,030.00 (+5.4%) Homeowner's exemption	$185,161 (+4.04%) Land $65,697 Building $119,464
2023	$1,926.00 (+1.64%) Homeowner's exemption	$177,973 Land $63,147 Building $114,826
2022	$1,895.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, T-Mobile.

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