4728 Glencrest Loop, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4728 Glencrest Loop, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2020
Square Footage	1,552 sqft Heated Area
Lot Size	5,663 sqft (0.13 acres)
Occupancy	Owner Occupied
Last Sale	$245,517 (2020)
Tax Bill	$5,170.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`192631016300015210`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,552 sqft Heated Area
Gross Area	2,076 sqft Gross Area
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Finished Garage
Porch	Open Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	4728 GLENCREST LOOP
City	SAINT CLOUD
State	FL
Zip	34772-9016
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GRAMERCY FARMS PH 8 PB 27 PGS 196-197 LOT 521
Legal Range	31E
Legal Township	26S
Legal Section	19
Legal Subdivision	GRAMERCY FARMS PH 4 5 7 8 & 9
Legal Phase	8
Legal Tract	163
Legal Lot Number	521
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1003
Census Tract	43304

Owner

Source: Osceola County records · APN 192631016300015210

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4728 GLENCREST LOOP, SAINT CLOUD, FL 34772-9016
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Mar 08, 2024	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LOANCARE LLC
Jan 12, 2022	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 04, 2020	Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 04, 2020 · Amount on Record
Deed Sale	Feb 04, 2020 · Amount on Record
Deed Doc Number	2020016928
Deed Book / Page	5668 / 1784
Record Refreshed	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4728 GLENCREST LOOP, SAINT CLOUD, FL 34772-9016
Transaction Type	Mortgage
Record Updated	Mar 28, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 GLENCREST LOOP, SAINT CLOUD, FL 34772-9016

Mortgage

Document Number	0065621163
Date	Mar 08, 2024
Book Page	6562/1163
Instrument	2024030722

Lender

Name	LOANCARE LLC
Type	Mortgage Company
Address	3637 SENTARA WAY, VIRGINIA BEACH, VA 23452

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Jan 01, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4728 GLENCREST LOOP, SAINT CLOUD, FL 34772-9016
Transaction Type	Mortgage
Record Updated	Feb 08, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 GLENCREST LOOP, SAINT CLOUD, FL 34772-9016

Mortgage

Document Number	0061272868
Date	Jan 12, 2022
Book Page	6127/2868
Instrument	2022006687

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

February 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Feb 04, 2020
Property Address	4728 GLENCREST LOOP, SAINT CLOUD, FL 34772-9016
Document Number	0056681784
Book / Page	5668 / 1784
Map Reference	MB 27 PG 196&197
Instrument Date	Jan 31, 2020
Instrument	2020016928
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,719.20
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9102 SOUTHPARK CENTER LOOP STE 100, 9102, ORLANDO, FL 32819-8626

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	4728 GLENCREST LOOP, SAINT CLOUD, FL 34772-9016

Mortgage

Document Number	0056681786
Date	Feb 04, 2020
Instrument	5668/1786

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,170.00 (+8.39%) Homeowner's exemption	$234,552 (+5.99%)	$301,000 (-0.36%) Land $70,000 Building $231,000
2023	$4,770.00 (+2.43%) Homeowner's exemption	$221,303 (+3%)	$302,100 (+15.88%) Land $60,000 Building $242,100
2022	$4,657.00 Homeowner's exemption	$214,858	$260,700 Land $55,000 Building $205,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	About 1 in 366 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

4728 Glencrest Loop, Saint Cloud, FL 34772 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

March 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Special Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Glencrest Loop

Nearby Streets

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