4728 Frederick Ave, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 4728 Frederick Ave, Shady Side, MD 20764

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,308 sqft · built 1989
Lot Size	0.279 acres (12,145 sqft)
Owner	Individual Name on Record
Last Sale	$615,000 (May 2026)
Tax Bill	$5,121 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Nov 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-465-90046078`

Property Details

APN / Parcel Number

Primary APN	`07-465-90046078`
Alternative APNs	`7-465-90046078` `46590046078`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,308 sqft Living Area
1st Floor Area	898 sqft

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,145 sqft (0.279 acres)
View / Lot	Waterfront

Exterior Amenities

Porch	Open Porch
Porch Area	84 sqft
Deck Area	484 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	46590046078
Street Address	4728 FREDERICK AVE
City	SHADY SIDE
State	MD
Zip	20764-9799
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 263R IDLEWILDE
Legal Subdivision	IDLEWILDE
Legal Block	4
Legal Lot Number	263R
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	4
Census Block	4003
Census Tract	707001

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4728 FREDERICK AVE, SHADY SIDE, MD 20764-9799
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Nov 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Aug 21, 2008 · Amount on Record
Deed Book / Page	42309 / 408
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 4, 2026
Property Address	4728 FREDERICK AVE, SHADY SIDE, MD 20764-9799
Document Number	4230000408
Book / Page	42309 / 408
Instrument Date	Apr 24, 2026
Transaction Type	Transfer
Record Updated	May 14, 2026
Title Company	CARDINAL TITLE GROUP LLC, CARDINAL TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$621,150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4728 FREDERICK AVE, SHADY SIDE, MD 20764-9799
Investor	Possibly a Property Investor

Mortgage

Document Number	4230000415,
Date	May 4, 2026
Book Page	42309/415

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	4728 FREDERICK AVE, SHADY SIDE, MD 20764-9799
Document Number	0339040022
Instrument Date	Nov 11, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4728 FREDERICK AVE SHADY SIDE MD 207649799, SHADY SIDE, MD 20764-9799

Mortgage

Document Number	0339040022
Date	Dec 3, 2019
Book Page	033904/000022

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,000 (+1.39%) Land $234,200 Building $207,800	$442,000 (-) Land $234,200 Building $207,800
2025	$5,121.00 (+1.03%) Homeowner's exemption	$435,933 (+2.86%)	$442,000 (+4.29%) Land $234,200 Building $207,800
2024	$5,069.00 (+22.32%)
2023	$4,144.00 Homeowner's exemption	$423,800 Land $274,200 Building $149,600	$423,800 Land $274,200 Building $149,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 79 policies
Nearby Flood Policies	79 in force
Nearby Flood Claims	7 (2003–2021)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Oct 2021 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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