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4728 Frances St, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4728 Frances St, Pace, FL 32571

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,985 sqft · built 2018
Lot Size0.149 acres (6,490 sqft)
Owner2 Company Names on Record
Last Sale$241,000 (Mar 2021)
Tax Bill$2,664 (2025)
Deeds & MortgagesMay 2026 Sale
Mar 2021 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN14-1N-29-0075-00D00-0110

Property Details

APN / Parcel Number

Primary APN14-1N-29-0075-00D00-0110
Alternative APN
  • N29114007500D000110

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,985 sqft Living Area
Gross Area2,652 sqft
1st Floor Area1,985 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area6,490 sqft (0.149 acres)
Lot Dimensions130 ft deep x 50 ft wide
Garage TypeAttached
Garage Area462 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area205 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4728 FRANCES ST
CityMILTON
StateFL
Zip32571-2533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionASHLEY PLACE PH 1 BLK D LT 11 AS DES IN OR 4085 PG 156
Legal Range29W
Legal Township1N
Legal Section14
Legal SubdivisionASHLEY PLACE 1 & 2
Legal BlockD
Legal Lot Number11
JurisdictionSANTA ROSA FL
Township / Civil DivisionPACE
Census Block Group1
Census Block1011
Census Tract10704

Owner

Source: Santa Rosa County records, as of June 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address4727 BURGESS BLVD, MILTON, FL 32571-2560
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
May 21, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 10, 2021Warranty Deed, Transfer · VA Mortgage
AMERICAN MORTGAGE SERVICES
Dec 18, 2020Quit Claim Deed, Transfer
NOT AVAILABLE
May 31, 2019Grant Deed, Subdivision Related Transfer · VA Mortgage
NAVY FCU
Jun 26, 2018Loan Modification, Mortgage
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 10, 2021 · Amount on Record
Deed SaleMar 10, 2021 · Amount on Record
Prior SaleMay 31, 2019 · Amount on Record
Deed Document Number202115905
Deed Book / Page4085 / 156
Last Transfer DateMay 18, 2026
Transfer Doc0000025691
Record UpdatedOct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateMay 21, 2026
Property Address4728 FRANCES ST, MILTON, FL 32571-2533
Document Number0000025691
Book / Page4746 / 1649
Instrument DateMay 18, 2026
Instrument202625691
Transaction TypeTransfer
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$70.70
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant
Address4727 BURGESS BLVD, MILTON, FL 32571-2560

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMar 10, 2021
Property Address4728 FRANCES ST, PACE, FL 32571-2533
Document Number0040850156
Book / Page4085 / 156
Map ReferenceMB 10 PG 64
Instrument DateMar 10, 2021
Instrument202115905
Transaction TypeTransfer
Record UpdatedMar 14, 2023
Title CompanyGUARANTEED TITLE COMPANY, GUARANTEE TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,687.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address15095 N THOMPSON PEAK PKWY # PKWY1106, PKWY1106, SCOTTSDALE, AZ 85260-2874

Transferred To (Grantee/Buyer)

NameVerified Name
Address4728 FRANCES ST, PACE, FL 32571-2533
InvestorPossibly a Property Investor

Mortgage

Document Number0004085158
DateMar 10, 2021
Instrument4085/158
Lender
NameAMERICAN MORTGAGE SERVICES
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2051

December 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA ROSA FL
Recording DateDec 18, 2020
Property Address4728 FRANCES ST, PACE, FL 32571-2533
Document Number0040450381
Book / Page004045 / 000381
Instrument DateDec 16, 2020
Instrument68768
Transaction TypeTransfer
Record UpdatedJan 25, 2021
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address15095 N THOMPSON PEAK PKWY #1106 SCOTTSDALE AZ 852602878, 1106, SCOTTSDALE, AZ 85260-2878

May 2019: Grant Deed, Subdivision Related Transfer

Document TypeGrant Deed
JurisdictionSANTA ROSA FL
Recording DateMay 31, 2019
Property Address4728 FRANCES ST, PACE, FL 32571-2533
Document Number0038341254
Book / Page003834 / 001254
Instrument DateMay 30, 2019
Instrument22728
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 8, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,552.60
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4728 FRANCES ST PACE FL 325712533, PACE, FL 32571-2533

Mortgage

Document Number38341257
DateMay 31, 2019
Book Page003834/001257
Instrument22729
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 30, 2049

June 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSANTA ROSA FL
Property Address4728 FRANCES ST, PACE, FL 32571-2533
Document Number0037421574
Instrument DateJun 26, 2018
Transaction TypeMortgage
Record UpdatedSep 5, 2018
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,664.00 (+0.87%) Homeowner's exemption Veteran's exemption$252,807 (+2.9%)$260,192 (-0.99%) Land $32,000 Building $228,192
2024$2,641.00 (+1.42%) Homeowner's exemption$245,682 (+3%)$262,801 (+2.88%) Land $32,000 Building $230,801
2023$2,604.00 (+2.64%) Homeowner's exemption$238,526 (+3%)$255,439 (+10.3%) Land $27,000 Building $228,439
2022$2,537.00 Homeowner's exemption$231,579$231,579 Land $27,000 Building $204,579

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims14 (1979–2020)
Claims Outside the SFHA11 of 14
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 3 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPACE WATER SYSTEM, INC.
private · serves 49,328 people · EPA ID FL1570671
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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