4728 E Ruffian Rd, Gilbert, AZ 85297 Property Records

Maricopa County property record for 4728 E Ruffian Rd, Gilbert, AZ 85297

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 4,755 sqft · built 2004
Lot Size0.238 acres (10,374 sqft)
OwnerCompany Name on Record
Last Sale$490,000 (Nov 2018)
Tax Bill$3,456 (2025)
Deeds & MortgagesAug 2020 Mortgage
Mar 2019 Transfer
+ 1 more
Flood ZoneZone X (moderate risk)
APN313-02-906

Property Details

APN / Parcel Number

Primary APN313-02-906
Alternative APN
  • 313029065

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms12 Rooms
Stories2 Stories
Building Area4,755 sqft Living Area
Gross Area5,005 sqft
1st Floor Area2,383 sqft
2nd Floor Area2,372 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete
Lot Area10,374 sqft (0.238 acres)
View / LotCorner
Parking Spaces3 Parking Spaces
Pool Area512 sqft
Patio Area250 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemForced Air with A/C

Location & Zoning

Street Address4728 E RUFFIAN RD
CityGILBERT
StateAZ
Zip85297-9602
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-8
Legal DescriptionPOWER RANCH NEIGHBORHOOD 3 MCR 532-11
Legal Range6E
Legal Township2S
Legal Section12
Legal SubdivisionPOWER RANCH NEIGHBORHOOD 3
Legal Lot Number220
JurisdictionMARICOPA AZ
Township / Civil DivisionCHANDLER
Census Block Group1
Census Block1004
Census Tract816200

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4728 E RUFFIAN RD, GILBERT, AZ 85297-9602
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Mar 29, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Nov 16, 2018Warranty Deed, Transfer · Conventional Mortgage
FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 16, 2018 · Amount on Record
Deed SaleNov 16, 2018 · Amount on Record
Prior SaleJun 15, 2005 · Amount on Record
Deed Document Number2018853361
Last Transfer DateMar 3, 2019
Transfer Doc0000218608
Record UpdatedSep 20, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address4728 E RUFFIAN RD, GILBERT, AZ 85297-9602
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000706981
DateAug 5, 2020
Instrument20200706981
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term341 Months
DueJan 1, 2049

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARICOPA AZ
Recording DateMar 29, 2019
Property Address4728 E RUFFIAN RD, GILBERT, AZ 85297-9602
Document Number0000218608
Instrument DateMar 3, 2019
Instrument218608
Transaction TypeTransfer
Record UpdatedApr 4, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address728 E RUFFIAN RD GILBERT AZ 85297, GILBERT, AZ 85297

November 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateNov 16, 2018
Property Address4728 E RUFFIAN RD, GILBERT, AZ 85297-9602
Document Number0000853361
Map ReferenceDOC2000-703139
Instrument DateNov 8, 2018
Instrument20180853361
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyAMERICAN TITLE SERVICE AGENC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4728 E RUFFIAN RD, 4728, GILBERT, AZ 85297-9602

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4728 E RUFFIAN RD, GILBERT, AZ 85297-9602

Mortgage

Document Number0000853362
DateNov 16, 2018
Instrument20180853362
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictHigley Unified District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$81,600 (+80.34%)$816,000 (+8.48%) Land $163,200 Building $652,800
2025$3,456.00 (-5.86%)$45,247 (-43.37%)$752,200 (-5.86%) Land $150,400 Building $601,800
2024$79,900$799,000 Land $159,800 Building $639,200
2023$3,671.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2012)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF GILBERT
serves 247,600 people · EPA ID AZ0407092
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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