4728 E Bluff Dr, Penn Yan, NY 14527 Property Records

Yates County and Jerusalem Town property record for 4728 E Bluff Dr, Penn Yan, NY 14527

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,075 sqft · built 1973
Lot Size	1.91 acres (83,200 sqft)
Owner	2 Company Names on File
Last Sale	$155,000 (Mar 2000)
Tax Bill	$8,862 (2025)
Deeds & Mortgages	Jan 2024 Transfer Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0203-010`

Property Details

APN / Parcel Number

Primary APN	`0203-010`
Alternative APNs	`268908404400010100010000` `572689 84.44-1-10.1`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,075 sqft Living Area
1st Floor Area	1,075 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	83,200 sqft (1.91 acres)
Lot Dimensions	1 ft deep x 100 ft wide
View / Lot	Waterfront
Garage Type	Basement
Porch	Slab
Porch Area	1,141 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0203-010
Street Address	4728 E BLUFF DR
City	PENN YAN
State	NY
Zip	14527-9058
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	1
Legal Lot Number	10.001
Jurisdiction	YATES NY
Township / Civil Division	JERUSALEM
Census Block Group	4
Census Block	4020
Census Tract	150400

Owner

Source: Yates County and Jerusalem Town assessment roll, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3809 WALWORTH ONTARIO RD, WALWORTH, NY 14568-9755
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Intrafamily Transfer, Transfer
Sep 13, 2017	Warranty Deed, Transfer · Conventional Mortgage FIVE STAR BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 27, 2000 · Amount on Record
Deed Sale	Mar 27, 2000 · Amount on Record
Deed Book / Page	431 / 10
Last Transfer Date	Dec 28, 2023
Transfer Doc	0202413644
Record Updated	Jun 8, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	YATES NY
Recording Date	Jan 19, 2024
Property Address	4728 E BLUFF DR, PENN YAN, NY 14527-9058
Document Number	0202413644
Map Reference	MAP MO4-184
Instrument Date	Dec 28, 2023
Instrument	2024-13644
Transaction Type	Transfer
Record Updated	Feb 26, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3809 WALWORTH ONTARIO RD, WALWORTH, NY 14568-9755

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	20325 25TH AVENUE, WALWORTH, NY 14568

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YATES NY
Recording Date	Sep 13, 2017
Property Address	4728 E BLUFF DR, PENN YAN, NY 14527-9058
Document Number	0DE725/032
Book / Page	DE 725 / 032
Map Reference	LB508 PG338
Instrument Date	Sep 6, 2017
Instrument	2017-00002367
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 GINKO ST APT 301, 100, WARRINGTON, PA 18976-3059

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19467 COUNTY ROUTE 65, WATERTOWN, NY 13601-5316

Mortgage

Document Number	201700002368
Date	Sep 13, 2017
Instrument	2017-00002368

Lender

Name	FIVE STAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2037

Tax Assessment & Valuation

Source: Yates County and Jerusalem Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Yates County
County Subdivision	Jerusalem Town
Unified School District	Penn Yan Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,862.00 (+10.51%)	$611,600 (+34.68%) Land $438,000 Building $173,600	$650,638 (+21.79%) Land $465,957 Building $184,681
2023		$454,100 Land $371,100 Building $83,000	$534,235 Land $436,588 Building $97,647
2020	$8,019.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	13 (1996–2014)
Claims Outside the SFHA	2 of 13
Most Recent Claim	May 2014 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2014 · 10 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Apr 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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