4728 Downing St, Tyler, TX 75703 Property Records

Smith County property record for 4728 Downing St, Tyler, TX 75703

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 1980
Lot Size	0.321 acres (13,983 sqft)
Owner	Individual Name on Record
Last Sale	$133,000 (Jul 2023)
Tax Bill	$4,432 (2026)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`R072442`

Property Details

APN / Parcel Number

Primary APN	`R072442`
Alternative APN	`1-50000-1032-20-013000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,680 sqft Heated Area
1st Floor Area	576 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	13,983 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	12 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	R072442
Street Address	4728 DOWNING ST
City	TYLER
State	TX
Zip	75703-2413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	HILLSHIRE HEIGHTS BLOCK 1032-T LOT 13
Legal Subdivision	HILLSHIRE HEIGHTS
Legal Block	1032-T
Legal Lot Number	13
Jurisdiction	SMITH TX
Township / Civil Division	TYLER
Census Block Group	1
Census Block	1009
Census Tract	2004

Owner

Source: Smith County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4728 DOWNING ST, TYLER, TX 75703-2413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage JOSHUA LEE GAGE
Jan 29, 2026	Deed of Trust, Mortgage UNITED WHOLESALE MORTGAGE
Jan 23, 2026	Vendor's Lien, Transfer JOSHUA GAGE
Jul 11, 2023	Vendor's Lien, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 21, 2020	Warranty Deed, Transfer UNITED WHOLESALE MTG
Oct 30, 2017	Warranty Deed, Transfer FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2023 · Amount on Record
Deed Sale	Jul 11, 2023 · Amount on Record
Prior Sale	Jul 20, 2020 · Amount on Record
Deed Document Number	202320350
Last Transfer Date	Jan 20, 2026
Transfer Doc	0000001996
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	4728 DOWNING ST, TYLER, TX 75703-2413
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 DOWNING ST, TYLER, TX 75703-2413

Mortgage

Document Number	0001002416
Date	Jan 29, 2026
Instrument	202601002416

Lender

Name	JOSHUA LEE GAGE
Type	Private Party

Agreement

Amount	Amount Recorded
Term	35 Months
Due	Dec 1, 2028

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITH TX
Property Address	4728 DOWNING ST, TYLER, TX 75703-2413
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 DOWNING ST, TYLER, TX 75703-2413

Mortgage

Document Number	0001002417
Date	Jan 29, 2026
Instrument	202601002417

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Amount	Amount Recorded

January 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Jan 23, 2026
Property Address	4728 DOWNING ST, TYLER, TX 75703-2413
Document Number	0001001996
Map Reference	VOL 5 PG 190
Instrument Date	Jan 20, 2026
Instrument	202601001996
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5811 BLIOR CRCLE DR, TYLER, TX 75703

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 DOWNING ST, TYLER, TX 75703-2413

Mortgage

Date	Jan 23, 2026

Lender

Name	JOSHUA GAGE
Type	Private Party
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	SMITH TX
Recording Date	Jul 11, 2023
Property Address	4728 DOWNING ST, TYLER, TX 75703-2413
Document Number	0001020350
Map Reference	VOL 5 PG 190
Instrument Date	Jul 8, 2023
Instrument	202301020350
Transaction Type	Transfer
Record Updated	Aug 1, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 DOWNING ST, TYLER, TX 75703-2413

Mortgage

Document Number	0001020351
Date	Jul 11, 2023
Instrument	202301020351

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Jul 21, 2020
Property Address	4728 DOWNING ST, TYLER, TX 75703-2413
Document Number	0000025269
Instrument Date	Jul 17, 2020
Instrument	25269
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4728 DOWNING ST TYLER TX 757032413, TYLER, TX 75703-2413

Mortgage

Document Number	25087
Date	Jul 21, 2020
Instrument	25087

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 20, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITH TX
Recording Date	Oct 30, 2017
Property Address	4728 DOWNING ST, TYLER, TX 75703-2413
Document Number	0000044676
Instrument Date	Oct 30, 2017
Instrument	44676
Transaction Type	Transfer
Record Updated	Dec 12, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4728 DOUMING ST TYLER TX 75703, TYLER, TX 75703

Mortgage

Document Number	44677
Date	Oct 30, 2017
Instrument	44677

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 29, 2047

Tax Assessment & Valuation

Source: Smith County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Smith County
Municipality	Tyler City
Unified School District	Tyler Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,432.00 (-0.85%)	$271,814 (-0.84%) Land $58,064 Building $213,750	$271,814 (-0.84%) Land $58,064 Building $213,750
2025	$4,470.00 (-8.96%)	$274,110 (-16.88%) Land $55,780 Building $218,330	$274,110 (-16.88%) Land $55,780 Building $218,330
2024	$4,910.00 (-14.58%)
2023	$5,748.00 (+8.97%)	$329,785 (+22.48%) Land $42,760 Building $287,025	$329,785 (+22.48%) Land $42,760 Building $287,025
2022	$5,275.00	$269,267 Land $42,760 Building $226,507	$269,267 Land $42,760 Building $226,507

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	11 (1985–2021)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Aug 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TYLER serves 107,000 people · EPA ID TX2120004
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 364 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35

May also be available: Metronet, T-Mobile, Verizon.

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