4728 Crystal Trl, McHenry, IL 60050 Property Records

McHenry County property record for 4728 Crystal Trl, McHenry, IL 60050

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 1,606 sqft · built 1995
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Apr 2019)
Tax Bill	$6,629 (2024)
Deeds & Mortgages	Apr 2019 Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-03-129-023`

Property Details

APN / Parcel Number

Primary APN	`14-03-129-023`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,606 sqft Living Area
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	198 sqft
Deck Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	4728 CRYSTAL TRL
City	MCHENRY
State	IL
Zip	60050-0500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2019R0010506 LT 28 BLK 11 WINDING CREEK FIVE UNIT 5
Legal Subdivision	WINDING CREEK FIVE UNIT 5
Legal Block	11
Legal Lot Number	28
Legal Unit	5
Jurisdiction	MCHENRY IL
Township / Civil Division	NUNDA
Census Block Group	1
Census Block	1005
Census Tract	870813

Owner

4728 Crystal Trl is owned and occupied by an individual who bought it in April 2019.

Source: McHenry County records, as of June 30, 2025

Owner of Record	Individual Name on File
Mailing Address	4728 CRYSTAL TRL, MCHENRY, IL 60050-0500
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE SVCS
Apr 18, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SVCS
Jun 15, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2019 · Amount on File
Deed Sale	Apr 18, 2019 · Amount on File
Prior Sale	Aug 1, 2008 · Amount on File
Deed Document Number	201910506
Prior Transfer Date	Nov 15, 1994
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4728 CRYSTAL TRL, MCHENRY, IL 60050-0500
Document Number	0000026301
Instrument Date	Apr 11, 2019
Transaction Type	Mortgage
Record Updated	Aug 23, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 CRYSTAL TRL MCHENRY IL 600500500, MCHENRY, IL 60050-0500

Mortgage

Document Number	0000026301
Date	Aug 16, 2019
Instrument	26301

Lender

Name	MORTGAGE SVCS
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 15, 2049

Interest

Rate Type	Fixed Rate
Rate	4.5%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 18, 2019
Property Address	4728 CRYSTAL TRL, MCHENRY, IL 60050-0500
Document Number	0000010506
Instrument Date	Apr 4, 2019
Instrument	10506
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 1ST ST #284 CARY IL 600132764, 284, CARY, IL 60013-2764

Mortgage

Document Number	10507
Date	Apr 18, 2019
Instrument	10507

Lender

Name	MORTGAGE SVCS
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2049

Interest

Rate Type	Fixed Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 15, 2017
Property Address	4728 CRYSTAL TRL, MCHENRY, IL 60050-0500
Document Number	0000021677
Instrument Date	May 10, 2017
Instrument	21677
Transaction Type	Transfer
Record Updated	Jun 26, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	910 N DOVINGTON DR HOFFMAN ESTATES IL 601692346, HOFFMAN ESTATES, IL 60169-2346

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	Nunda Township
Municipality	McHenry City
Elementary School District	McHenry Community Consolidated School District 15 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,629.00	$86,764 Land $22,383 Building $64,381	$260,292 Land $67,149 Building $193,143
2022	Homeowner's exemption	$73,400 Land $18,357 Building $55,043	$220,200 Land $55,071 Building $165,129

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4728 Crystal Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4728 Crystal Trl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCHENRY serves 22,335 people · EPA ID IL1110600
Water Source	Groundwater
Last State Inspection	May 2023
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	23 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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