Snohomish County property record for 4728 Commercial Ave, Everett, WA 98203
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 4,152 sqft · built 2009 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | Individual Name on File |
| Last Sale | $559,000 (Jun 2015) |
| Tax Bill | $8,155 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4078-013-019-00 |
| Primary APN | 4078-013-019-00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Units | 3 Units |
| Stories | 1 Story |
| Building Area | 4,152 sqft Living Area |
| Gross Area | 5,179 sqft |
| 1st Floor Area | 1,749 sqft |
| Basement Area | 803 sqft |
| Finished Basement | 803 sqft |
| Bonus Room | Bonus Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Multi-Level |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Terrain | High |
| Garage Type | Attached |
| Garage Area | 1,027 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 905 sqft |
| Patio Area | 905 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 1082105 |
|---|---|
| Street Address | 4728 COMMERCIAL AVE |
| City | EVERETT |
| State | WA |
| Zip | 98203-2928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | CENTRAL PARK ADD TO EVERETT BLK 013 D-00 - LOTS 19-20 & 21 BLK 13 |
| Legal Section | 31 |
| Legal Subdivision | CENTRAL PARK ADD TO EVERETT |
| Legal Block | 013 D |
| Legal Lot Number | 19-21 |
| Jurisdiction | SNOHOMISH WA |
| Township / Civil Division | EVERETT |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 41400 |
4728 Commercial Ave is owned and occupied by an individual who bought it in June 2015.
Source: Snohomish County records, as of September 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4728 COMMERCIAL AVE, EVERETT, WA 98203-2928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Person |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 19, 2021 | Deed of Trust, Mortgage · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Aug 24, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Aug 31, 2017 | Deed of Trust, Mortgage · VA Mortgage LAND-HOME FINANCIAL SERVICES |
| Apr 6, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Nov 25, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2015 · Amount on File |
| Deed Sale | Jun 9, 2015 · Amount on File |
| Prior Sale | Sep 30, 2014 |
| Deed Document Number | 2015651 |
| Prior Transfer Date | Sep 5, 2014 |
| Prior Transfer Doc | 0000000920 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 4728 COMMERCIAL AVE, EVERETT, WA 98203-2928 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000544 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 202108190544 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | ORANGE, CA 92868 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 4728 COMMERCIAL AVE, EVERETT, WA 98203-2928 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000033 |
|---|---|
| Date | Aug 24, 2023 |
| Instrument | 202308240033 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 4728 COMMERCIAL AVE, EVERETT, WA 98203-2928 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000000054 |
|---|---|
| Date | Aug 31, 2017 |
| Instrument | 201708310054 |
| Name | LAND-HOME FINANCIAL SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | CONCORD, CA 94520 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 357 Months |
| Due | May 16, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 4728 COMMERCIAL AVE, EVERETT, WA 98203-2928 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000000317 |
|---|---|
| Date | Apr 6, 2020 |
| Instrument | 202004060317 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 330 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SNOHOMISH WA |
| Property Address | 4728 COMMERCIAL AVE, EVERETT, WA 98203-2928 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000000158 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 202011250158 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 324 Months |
| Due | Nov 1, 2047 |
The 2026 property tax bill for 4728 Commercial Ave was $8,155.
Source: Snohomish County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Snohomish County |
| Municipality | Everett City |
| Unified School District | Everett School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,155.00 | $949,600 Land $310,100 Building $639,500 | $949,600 Land $310,100 Building $639,500 |
| 2023 | $9,109.00 (+13.35%) | $1,109,300 (+26.37%) Land $326,400 Building $782,900 | $1,109,300 (+26.37%) Land $326,400 Building $782,900 |
| 2022 | $8,036.00 | $877,800 Land $212,800 Building $665,000 | $877,800 Land $212,800 Building $665,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4728 Commercial Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 17, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4728 Commercial Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EVERETT PUBLIC WORKS DEPT. serves 215,774 people · EPA ID WA5324050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ziply Fiber Fiber | 6,000 / 6,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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