4728 Avon Ct, Saint Cloud, FL 34769 Property Records

Osceola County property record for 4728 Avon Ct, Saint Cloud, FL 34769

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 967 sqft · built 1973
Lot Size	0.01 acres (435 sqft)
Owner	Individual Name on File
Last Sale	$101,000 (Jan 2020)
Tax Bill	$761 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-26-30-0230-0001-0230`

Property Details

APN / Parcel Number

Primary APN	`04-26-30-0230-0001-0230`
Alternative APNs	`263004023000010230` `82271`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	967 sqft Living Area
Gross Area	1,063 sqft
1st Floor Area	967 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	435 sqft (0.01 acres)
Porch	Finished Vinyl Porch
Porch Area	78 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4728 AVON CT
City	SAINT CLOUD
State	FL
Zip	34769-1600
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SR3
Legal Description	HEATHER HALL CON EX BK 1 PG 18 BLDG 3 UNIT 23
Legal Range	30E
Legal Township	26S
Legal Section	04
Legal Subdivision	HEATHER HALL CONDO
Legal Tract	230
Legal Block	1
Legal Lot Number	23
Legal Unit	23
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1005
Census Tract	43208

Owner

Source: Osceola County records · APN 04-26-30-0230-0001-0230

Assessment roll updated November 26, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4728 AVON CT, SAINT CLOUD, FL 34769-1600
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 06, 2020 · Amount on Record
Deed Sale	Jan 06, 2020 · Amount on Record
Prior Sale	Feb 26, 2007 · Amount on Record
Deed Document Number	20201709
Deed Book / Page	5652 / 2525
Prior Transfer Date	Apr 26, 2007
Prior Transfer Doc	0034911515
Record Updated	Jun 08, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jan 06, 2020
Property Address	4728 AVON CT, SAINT CLOUD, FL 34769-1600
Document Number	0056522525
Book / Page	5652 / 2525
Map Reference	MB 1 PG 18&19
Instrument Date	Dec 24, 2019
Instrument	2020001709
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	A Z TEAM TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$707.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	958 SUNFLOWER DR, 958, GENEVA, IL 60134-3525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4728 AVON CT, SAINT CLOUD, FL 34769-1600

Mortgage

Document Number	56522533
Date	Jan 06, 2020
Instrument	5652/2533

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$761.00 (+4.82%) Homeowner's exemption	$85,624 (+5.99%)	$121,700 (-4.62%) Building $121,700
2024	$726.00 (+4.91%)
2023	$692.00 (+6.46%) Homeowner's exemption	$80,788 (+3%)	$127,600 (+26.21%) Building $127,600
2022	$650.00 Homeowner's exemption	$78,435	$101,100 Building $101,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Wildfire

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
Lumen Technologies DSL · Fiber in parts of the area	140 / 20

May also be available: Hotwire Communications, T-Mobile USA, Verizon.

Based on FCC filings for 350 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.