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4728 3rd St, Guadalupe, CA 93434 Property Records

Santa Barbara County property record for 4728 3rd St, Guadalupe, CA 93434

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,120 sqft · built 1985
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on File
Tax Bill$3,244 (2025)
Deeds & MortgagesApr 2022 Mortgage
Nov 2020 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN113-330-004

Property Details

APN / Parcel Number

Primary APN113-330-004
Alternative APN
  • 11333004

Interior

Bedrooms3 Beds
Full Baths1 Bath
Building Area1,120 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area7,405 sqft (0.17 acres)

Location & Zoning

Street Address4728 3RD ST
CityGUADALUPE
StateCA
Zip93434-1730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 29009 LOT 4
Legal SubdivisionTRACT NO 29009
Legal Tract29009
Legal Lot Number4
JurisdictionSANTA BARBARA CA
Township / Civil DivisionGUADALUPE
Census Block Group3
Census Block3008
Census Tract2504

Owner

Source: Santa Barbara County records · APN 113-330-004

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4728 3RD ST, GUADALUPE, CA 93434-1730
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2022Deed of Trust, Mortgage · Conventional Mortgage
LADERA LENDING INC
Nov 03, 2020Deed of Trust, Mortgage · Conventional Mortgage
LADERA LENDING INC
Mar 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
LADERA LNDG
Aug 29, 2019Deed of Trust, Mortgage · Conventional Mortgage
LADERA LNDG
Jul 11, 2018Deed of Trust, Mortgage · Conventional Mortgage
LADERA LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address4728 3RD ST, GUADALUPE, CA 93434-1730
Transaction TypeMortgage
Record UpdatedMay 09, 2022
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address524 TIMBER LN, SANTA MARIA, CA 93458-7476

Mortgage

Document Number0000020779
DateApr 28, 2022
Instrument2022-0020779
Lender
NameLADERA LENDING INC
TypeMortgage Company
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address4728 3RD ST, GUADALUPE, CA 93434-1730
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address524 TIMBER LN, SANTA MARIA, CA 93458-7476

Mortgage

Document Number0000062509
DateNov 03, 2020
Instrument2020-0062509
Lender
NameLADERA LENDING INC
TypeMortgage Company
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address4728 3RD ST, GUADALUPE, CA 93434-1730
Document Number0000015626
Instrument DateMar 17, 2020
Transaction TypeMortgage
Record UpdatedApr 16, 2020
Title CompanySPL INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address524 TIMBER LN SANTA MARIA CA 934587476, SANTA MARIA, CA 93458-7476

Mortgage

Document Number0000015626
DateMar 27, 2020
Instrument15626
Lender
NameLADERA LNDG
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 26, 2050

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address4728 3RD ST, GUADALUPE, CA 93434-1730
Document Number0000039930
Instrument DateAug 29, 2019
Transaction TypeMortgage
Record UpdatedSep 26, 2019
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address524 TIMBER LN SANTA MARIA CA 934587476, SANTA MARIA, CA 93458-7476

Mortgage

Document Number0000039930
DateSep 12, 2019
Instrument39930
Lender
NameLADERA LNDG
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 11, 2049

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA BARBARA CA
Property Address4728 3RD ST, GUADALUPE, CA 93434-1730
Document Number0000030076
Instrument DateJul 11, 2018
Transaction TypeMortgage
Record UpdatedAug 01, 2018
Title CompanyUNISOURCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address524 TIMBER LN SANTA MARIA CA 934587476, SANTA MARIA, CA 93458-7476

Mortgage

Document Number0000030076
DateJul 18, 2018
Instrument30076
Lender
NameLADERA LNDG
AddressLADERA RANCH, CA 92694
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 17, 2048

Tax Assessment & Valuation

Source: Santa Barbara County records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Barbara County
MunicipalityGuadalupe City
Elementary School DistrictGuadalupe Union Elementary School District (KG - 08)
Secondary School DistrictSanta Maria Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$283,989 (+2%) Land $46,353 Building $237,636
2025$3,244.00 (+22.74%) Homeowner's exemption Additional exemption filed$278,422 (+16.2%) Land $45,445 Building $232,977
2023$2,643.00 (+48.99%) Homeowner's exemption Additional exemption filed$239,612 Land $43,681 Building $195,931
2022$1,774.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 9, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Surfnet Communications
Fixed Wireless		100 / 20

May also be available: Kcindur Communications, Peak WiFi, Radiate Holdings, Verizon.

Based on FCC filings for 512 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemGUADALUPE WATER DEPARTMENT
serves 8,897 people
Water SourcePurchased surface water from CENTRAL COAST WATER AUTHORITY
Last State InspectionNov 2023
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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