4728 28th Ave, Kearney, NE 68845 Property Records

Buffalo County property record for 4728 28th Ave, Kearney, NE 68845

Property Summary

Property Type	Single Family Home
Details	1,950 sqft · built 2019
Lot Size	0.407 acres (17,708 sqft)
Owner	2 Individual Names on Record
Last Sale	$35,000 (Jul 2011)
Tax Bill	$6,335 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2019 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`60374193315199`

Property Details

APN / Parcel Number

Primary APN	`60374193315199`
Alternative APN	`603741933`

Interior

Plumbing Fixtures	14 Plumbing Fixtures
Stories	1 Story
Building Area	1,950 sqft Total Area
1st Floor Area	1,950 sqft
Basement Area	2,103 sqft
Unfinished Basement	2,103 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	17,708 sqft (0.407 acres)
Lot Dimensions	1 ft deep x 17,708 ft wide
Garage Type	Mixed
Garage Area	2,878 sqft
Parking Spaces	10 Parking Spaces
Porch	Slab
Porch Area	537 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	60374193315199
Street Address	4728 28TH AVE
City	KEARNEY
State	NE
Zip	68845-1269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE FAM
Legal Description	LIGHTHOUSE POINT SIXTH ADD BLK 5 LOT 1
Legal Subdivision	LIGHTHOUSE POINT SIXTH ADD
Legal Block	5
Legal Lot Number	1
Jurisdiction	BUFFALO NE
Township / Civil Division	1
Census Block Group	2
Census Block	2014
Census Tract	969204

Owner

Source: Buffalo County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4728 28TH AVE, KEARNEY, NE 68845-1269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK
Aug 21, 2019	Deed of Trust, Mortgage · Construction Mortgage FIVE POINTS BANK
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 1, 2011 · Amount on Record
Deed Sale	Jul 1, 2011 · Amount on Record
Deed Document Number	20114450
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	4728 28TH AVE, KEARNEY, NE 68845-1269
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202003119
Date	May 22, 2020
Instrument	2020-03119

Lender

Name	FIVE POINTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	4728 28TH AVE, KEARNEY, NE 68845-1269
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201904402
Date	Aug 21, 2019
Instrument	2019-04402

Lender

Name	FIVE POINTS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 11, 2020

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUFFALO NE
Property Address	4728 28TH AVE, KEARNEY, NE 68845-1269
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202007597
Date	Oct 27, 2020
Instrument	2020-07597

Lender

Name	FIVE POINTS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buffalo County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Buffalo County
Municipality	Kearney City
Unified School District	Kearney Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$511,005 (+3.63%) Land $68,635 Building $442,370	$511,005 (+3.63%) Land $68,635 Building $442,370
2025	$6,335.00 (-11.67%)	$493,090 (+17.01%) Land $68,635 Building $424,455	$493,090 (+17.01%) Land $68,635 Building $424,455
2023	$7,172.00	$421,425 Land $66,635 Building $354,790	$421,425 Land $66,635 Building $354,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 24, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 77% of Nebraska
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KEARNEY serves 34,000 people · EPA ID NE3101906
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
Great Plains Communications Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Prairie Hills Wireless.

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