4727 State Hwy 357, Franklin, NY 13775 Property Records

Delaware County and Sidney Town property record for 4727 State Hwy 357, Franklin, NY 13775

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,792 sqft · built 1905
Lot Size	2.34 acres (101,930 sqft)
Owner	2 Individual Names on File
Last Sale	$169,500 (Feb 2021)
Tax Bill	$2,810 (2026)
Deeds & Mortgages	Sep 2018 Mortgage Feb 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`125089 119.-1-12.6`

Property Details

APN / Parcel Number

Primary APN	`125089 119.-1-12.6`
Alternative APN	`50891190000001012600`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,792 sqft Living Area
1st Floor Area	896 sqft
2nd Floor Area	896 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	101,930 sqft (2.34 acres)
Porch	Porch
Porch Area	752 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	4727 STATE HIGHWAY 357
City	FRANKLIN
State	NY
Zip	13775-4017
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	1
Legal Lot Number	12.600
Jurisdiction	DELAWARE NY
Township / Civil Division	SIDNEY
Census Block Group	2
Census Block	2055
Census Tract	970401

Owner

4727 State Hwy 357 is owned by two individuals who bought it in February 2021.

Source: Delaware County and Sidney Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	24 ADAMS ST, SIDNEY, NY 13838-1402
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2018	Deed of Trust, Mortgage STATE EMPLOYEE FCU (NY)
Feb 2, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2021 · Amount on File
Deed Sale	Feb 2, 2021 · Amount on File
Prior Sale	Dec 5, 2008 · Amount on File
Deed Document Number	2021818
Deed Book / Page	1656 / 135
Prior Transfer Date	Sep 11, 2008
Prior Transfer Doc	0000001240/000000026
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE NY
Property Address	4727 STATE HIGHWAY 357, FRANKLIN, NY 13775-4017
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002150/0000000333
Date	Sep 28, 2018
Book Page	0000002150/0000000333
Instrument	000000007853

Lender

Name	STATE EMPLOYEE FCU (NY)

Agreement

Amount	Amount on Record
Term	352 Months
Due	Jan 1, 2048

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE NY
Recording Date	Feb 2, 2021
Property Address	4727 STATE HIGHWAY 357, FRANKLIN, NY 13775-4017
Document Number	001656/135
Book / Page	1656 / 135
Instrument Date	Jan 26, 2021
Instrument	818
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24 ADAMS ST, UNADILLA, NY 13849

Mortgage

Document Number	0000000819
Date	Feb 2, 2021
Instrument	819

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4727 State Hwy 357 was $2,810, up 0.6% from the year before.

Source: Delaware County and Sidney Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Delaware County
County Subdivision	Sidney Town
Unified School District	Franklin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,810.00 (+0.61%)
2025	$2,793.00	$70,000 Land $12,100 Building $57,900	$140,000 Land $24,200 Building $115,800
2023		$70,000 (-) Land $12,100 Building $57,900	$119,600 (+9.83%) Land $20,674 Building $98,926
2022		$70,000 Land $12,100 Building $57,900	$108,900 Land $18,824 Building $90,076
2021	$1,137.00 (-56.57%)
2020	$2,618.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4727 State Hwy 357 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2006–2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4727 State Hwy 357 is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Delhi Telephone Company Fiber	1,000 / 1,000

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State Hwy 357

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