4727 Panorama Dr, Panora, IA 50216 Property Records

Guthrie County property record for 4727 Panorama Dr, Panora, IA 50216

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 1,560 sqft · built 1978
Lot Size	0.618 acres (26,920 sqft)
Owner	2 Individual Names on File
Last Sale	$750,000 (Nov 2023)
Tax Bill	$9,458 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Jul 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0001765900`

Property Details

APN / Parcel Number

Primary APN	`0001765900`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	1,560 sqft
Finished Basement	1,175 sqft
Unfinished Basement	385 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Hip
Roof Material	Asphalt
Lot Area	26,920 sqft (0.618 acres)
Lot Dimensions	320 ft deep x 82 ft wide
Garage Type	Mixed
Garage Area	1,344 sqft
Parking Spaces	5 Parking Spaces
Deck Area	912 sqft
Patio Area	593 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Geothermal
Sewer	Septic

Location & Zoning

Street Address	4727 PANORAMA DR
City	PANORA
State	IA
Zip	50216-8632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 552 & PARCEL A OF LOT 553 PLAT 20 LAKE PANORAMA SUBDIVISION
Legal Range	31W
Legal Township	80N
Legal Section	24
Legal Subdivision	LAKE PANORAMA SUBDIVISION PLAT 20
Legal Lot Number	552,553
Jurisdiction	GUTHRIE IA
Township / Civil Division	VICTORY
Census Block Group	1
Census Block	1216
Census Tract	950100

Owner

4727 Panorama Dr is owned by two individuals who bought it in November 2023.

Source: Guthrie County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4423 GREENWOOD DR, DES MOINES, IA 50312-2555
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Deed of Trust, Mortgage · Closed-End Mortgage GUTHRIE COUNTY STATE BANK
Jul 6, 2023	Deed of Trust, Mortgage · Line of Credit GUTHRIE COUNTY STATE BANK
May 5, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2023 · Amount on File
Deed Sale	Nov 9, 2023 · Amount on File
Deed Document Number	20232394
Prior Transfer Date	May 4, 2021
Prior Transfer Doc	0000001404
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	4727 PANORAMA DR, PANORA, IA 50216-8632
Transaction Type	Mortgage
Record Updated	Dec 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4423 GREENWOOD DR, DES MOINES, IA 50312-2555

Mortgage

Document Number	0020232395
Date	Nov 9, 2023
Instrument	2023-2395

Lender

Name	GUTHRIE COUNTY STATE BANK
Type	Bank
Address	PANORA, IA 50216

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	11 Months
Due	Oct 1, 2024

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	4727 PANORAMA DR, PANORA, IA 50216-8632
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020231372
Date	Jul 6, 2023
Instrument	2023-1372

Lender

Name	GUTHRIE COUNTY STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GUTHRIE IA
Recording Date	May 5, 2021
Property Address	4727 PANORAMA DR, PANORA, IA 50216-8632
Document Number	0020211404
Instrument Date	May 4, 2021
Instrument	2021-1404
Transaction Type	Transfer
Record Updated	Jul 6, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4727 E MAIN MAIN, 4727, PANORA, IA 50216

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4727 E MAIN MAIN, PANORA, IA 50216

Tax Assessment & Valuation

The 2025 property tax bill for 4727 Panorama Dr was $9,458, down 4.7% from the year before.

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Unified School District	Panorama Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$852,400 (-) Land $470,600 Building $381,800	$852,400 (-) Land $470,600 Building $381,800
2025	$9,458.00 (-4.73%)	$852,400 Land $470,600 Building $381,800	$852,400 Land $470,600 Building $381,800
2024	$9,928.00
2023		$822,800 (+56.9%) Land $450,200 Building $372,600	$822,800 Land $450,200 Building $372,600
2022	$7,914.00 Homeowner's exemption	$524,400 Land $270,100 Building $254,300
2021			$524,400 Land $270,100 Building $254,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4727 Panorama Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4727 Panorama Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Panora Telecommunications Fiber	1,000 / 300
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink, T-Mobile.

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