4727 Copperfield Cir, Granite Bay, CA 95746 Property Records

Placer County property record for 4727 Copperfield Cir, Granite Bay, CA 95746

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,383 sqft · built 1990
Lot Size	0.183 acres (7,980 sqft)
Owner	2 Individual Names on Record
Last Sale	$995,000 (May 2026)
Tax Bill	$10,863 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Mar 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`466-050-083-000`

Property Details

APN / Parcel Number

Primary APN	`466-050-083-000`
Alternative APN	`466-050-083`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Building Area	2,383 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	7,980 sqft (0.183 acres)
Garage Area	719 sqft
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	466-050-083
Street Address	4727 COPPERFIELD CIR
City	GRANITE BAY
State	CA
Zip	95746-6626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSAGBX
Legal Description	LOT 247 TREELAKE UNIT 2A MOR BK P PG 52
Legal Subdivision	TREELAKE UNIT #2A
Legal Lot Number	247
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	3
Census Block	3013
Census Tract	20606

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4727 COPPERFIELD CIR, GRANITE BAY, CA 95746-6626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · Conventional Mortgage XPERT HOME LENDING INC
Mar 27, 2025	Deed of Trust, Mortgage · Conventional Mortgage XPERT HOME LENDING INC
May 4, 2026	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE, INC
Mar 26, 2024	Grant Deed, Transfer · Conventional Mortgage CORNERSTONE FIRST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2026 · Amount on Record
Deed Sale	May 4, 2026 · Amount on Record
Prior Sale	Mar 26, 2024 · Amount on Record
Deed Document Number	202625184
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4727 COPPERFIELD CIR, GRANITE BAY, CA 95746-6626
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4727 COPPERFIELD CIR, GRANITE BAY, CA 95746-6626

Mortgage

Document Number	0000066142
Date	Nov 24, 2025
Instrument	2025-0066142

Lender

Name	XPERT HOME LENDING INC
Type	Mortgage Company
Address	SUWANEE, GA 30024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Dec 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Max Rate	10.3%

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	4727 COPPERFIELD CIR, GRANITE BAY, CA 95746-6626
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4727 COPPERFIELD CIR, GRANITE BAY, CA 95746-6626

Mortgage

Document Number	0000016546
Date	Mar 27, 2025
Instrument	2025-0016546

Lender

Name	XPERT HOME LENDING INC
Type	Mortgage Company
Address	SUWANEE, GA 30024

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 4, 2026
Property Address	4727 COPPERFIELD CIR, GRANITE BAY, CA 95746-6626
Document Number	0000025184
Instrument Date	Apr 28, 2026
Instrument	2026.25184
Transaction Type	Transfer
Record Updated	May 15, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110,544.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4727 COPPERFIELD CIR, GRANITE BAY, CA 95746-6626

Mortgage

Document Number	0000025185,
Date	May 4, 2026
Instrument	2026..25185

Lender

Name	GUARANTEED RATE, INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 26, 2024
Property Address	4727 COPPERFIELD CIR, GRANITE BAY, CA 95746-6626
Document Number	0000015558
Map Reference	MB P PG 52
Instrument Date	Mar 20, 2024
Instrument	2024-0015558
Transaction Type	Transfer
Record Updated	Apr 8, 2024
Title Company	HOMELIGHT TITLE & ESCROW CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4727 COPPERFIELD CIR, GRANITE BAY, CA 95746-6626

Mortgage

Document Number	0000015559
Date	Mar 26, 2024
Instrument	2024-0015559

Lender

Name	CORNERSTONE FIRST MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Elementary School District	Eureka Union Elementary School District (KG - 08)
Secondary School District	Roseville Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$988,380 (+2%) Land $260,100 Building $728,280
2025	$10,863.00 (+30.35%)	$969,000 (+36.26%) Land $255,000 Building $714,000
2024	$8,334.00 (+1.88%)
2023	$8,180.00 (-0.3%) Homeowner's exemption	$711,139 Land $256,009 Building $455,130
2022	$8,205.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1995–1996)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 1996 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JUAN WATER DISTRICT serves 29,738 people · EPA ID CA3410021
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Fidium Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Succeed.Net, Xfinity.

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