4726 Mahogany Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 4726 Mahogany Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,563 sqft · built 1985
Lot Size0.203 acres (8,846 sqft)
Owner2 Individual Names on Record
Last Sale$425,000 (Mar 2004)
Tax Bill$6,798 (2025)
Deeds & MortgagesSep 2026 Line of Credit
Sep 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN163-490-20-00

Property Details

APN / Parcel Number

Primary APN163-490-20-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,563 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area8,846 sqft (0.203 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address4726 MAHOGANY DR
CityOCEANSIDE
StateCA
Zip92056-3550
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-B
Legal DescriptionLOT 72 TR 009403
Legal SubdivisionREGENCY HILLS-OCEANSIDE
Legal Tract009403
Legal Block1
Legal Lot Number72
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1015
Census Tract19403

Owner

Source: San Diego County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4726 MAHOGANY DR, OCEANSIDE, CA 92056-3550
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2026Deed of Trust, Mortgage · Line of Credit
ZIONS BANCORPORATION NA
Sep 24, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Aug 22, 2018Deed of Trust, Mortgage · Stand-Alone Second Mortgage
MISSION FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 18, 2004 · Amount on Record
Deed SaleMar 18, 2004 · Amount on Record
Prior SaleDec 22, 2003 · Amount on Record
Deed Document Number2004221165
Prior Transfer DateSep 23, 2002
Prior Transfer Doc0000841383
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Recording DateSep 25, 2026
Property Address4726 MAHOGANY DR, OCEANSIDE, CA 92056-3550
Document Number0000279249
Instrument DateSep 14, 2026
Instrument2026279249
Transaction TypeMortgage
Record UpdatedOct 2, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address4726 MAHOGANY DR, OCEANSIDE, CA 92056-3550

Mortgage

Document Number0000279249,
DateSep 25, 2026
Instrument2026279249
Lender
NameZIONS BANCORPORATION NA
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Max Rate-1%

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4726 MAHOGANY DR, OCEANSIDE, CA 92056-3550
Transaction TypeMortgage
Record UpdatedOct 5, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address4726 MAHOGANY DR, OCEANSIDE, CA 92056-3550

Mortgage

Document Number0000673245
DateSep 24, 2021
Instrument2021-0673245
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address4726 MAHOGANY DR, OCEANSIDE, CA 92056-3550
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000344219
DateAug 22, 2018
Instrument2018-0344219
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2033

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$616,314 (+2%) Land $406,043 Building $210,271
2025$6,798.00 (+8.7%) Homeowner's exemption$604,231 (+4.04%) Land $398,082 Building $206,149
2023$6,254.00 (+0.27%) Homeowner's exemption$580,770 Land $382,625 Building $198,145
2022$6,237.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2011)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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