4726 Cabot Ln, Cherry Valley, IL 61016 Property Records

Winnebago County property record for 4726 Cabot Ln, Cherry Valley, IL 61016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,602 sqft · built 2005
Lot Size	0.348 acres (15,175 sqft)
Owner	2 Trust Names on File
Last Sale	$32,900 (Mar 2006)
Tax Bill	$7,828 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1610407006`

Property Details

APN / Parcel Number

Primary APN	`1610407006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,602 sqft Living Area
1st Floor Area	1,128 sqft
Basement Area	1,128 sqft
Finished Basement	1,128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	15,175 sqft (0.348 acres)
Garage Area	744 sqft
Driveway	Driveway
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	4726 CABOT LN
City	CHERRY VALLEY
State	IL
Zip	61016-9144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	PENFIELD CROSSING NO 7 PT S 1/2 SEC 10-43-2 LOT 213
Legal Range	2
Legal Township	43
Legal Section	10
Legal Subdivision	PENFIELD XING 07
Legal Lot Number	213
Jurisdiction	WINNEBAGO IL
Township / Civil Division	CHERRY VALLEY
Census Block Group	5
Census Block	5043
Census Tract	3705

Owner

4726 Cabot Ln is owner-occupied and held in a trust since December 2024.

Source: Winnebago County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4726 CABOT LN, CHERRY VALLEY, IL 61016-9144
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2006 · Amount on File
Deed Sale	Mar 24, 2006 · Amount on File
Deed Document Number	2006619200
Last Transfer Date	Dec 3, 2024
Transfer Doc	0000030235
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINNEBAGO IL
Property Address	4726 CABOT LN, CHERRY VALLEY, IL 61016-9144
Document Number	0001033220
Instrument Date	Oct 12, 2020
Transaction Type	Mortgage
Record Updated	Nov 16, 2020
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4726 CABOT LN CHERRY VALLEY IL 610169144, CHERRY VALLEY, IL 61016-9144

Mortgage

Document Number	0001033220
Date	Oct 30, 2020
Instrument	1033220

Lender

Name	FIRST CMNTY CU/BELOIT
Type	Credit Union
Address	BELOIT, WI 53511

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	144 Months
Due	Oct 29, 2032

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 4726 Cabot Ln was $7,828.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Winnebago County
County Subdivision	Cherry Valley Township
Unified School District	Rockford School District 205 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,828.00	$119,884 Land $17,501 Building $102,383	$359,652 Land $52,503 Building $307,149
2022	Homeowner's exemption	$88,338 Land $13,410 Building $74,928	$265,014 Land $40,230 Building $224,784

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4726 Cabot Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1978–1999)
Most Recent Claim	Jun 1999 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4726 Cabot Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHERRY VALLEY serves 4,731 people · EPA ID IL2010050
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20