Hennepin County property record for 4725 Upper Ter, Edina, MN 55435
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,796 sqft · built 1959 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $447,000 (Apr 2012) |
| Tax Bill | $16,267 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Nov 2021 Construction Loan + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-028-24-33-0081 |
| Primary APN | 30-028-24-33-0081 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,796 sqft Living Area |
| Gross Area | 3,233 sqft |
| 1st Floor Area | 1,796 sqft |
| Basement Area | 1,437 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 2015 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 123 ft deep x 81 ft wide |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 442 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 150 sqft |
| Deck Area | 330 sqft |
| Patio Area | 330 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 4725 UPPER TER |
|---|---|
| City | MINNEAPOLIS |
| State | MN |
| Zip | 55435-1551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 020 BLOCK 008 T WOODHILL EDINA N 81X123X100X119 |
| Legal Range | 24 |
| Legal Township | 028 |
| Legal Section | 30 |
| Legal Quarter | 33 |
| Legal Subdivision | WOODHILL EDINA |
| Legal Block | 8 |
| Legal Lot Number | 20 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | EDINA |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 24006 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4725 UPPER TER, MINNEAPOLIS, MN 55435-1551 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 1, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL CU |
| Nov 4, 2021 | Deed of Trust, Mortgage · Construction Mortgage FALCON NATIONAL BANK |
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL CREDIT UNION |
| Mar 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FIN'L FCU |
| Nov 17, 2018 | Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FIN'L FCU |
| Apr 13, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2012 · Amount on Record |
| Deed Sale | Apr 9, 2012 · Amount on Record |
| Prior Sale | Sep 8, 2010 · Amount on Record |
| Deed Document Number | 20124944616 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4725 UPPER TER, EDINA, MN 55435-1551 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 00T5948759 |
|---|---|
| Date | Jun 1, 2022 |
| Instrument | T5948759 |
| Name | TRUSTONE FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | MINNEAPOLIS, MN 55447 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Jun 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.29% |
| Max Rate At Change | 9% |
| Index | 1-Year CMT |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4725 UPPER TER, EDINA, MN 55435-1551 |
| Transaction Type | Mortgage |
| Record Updated | Nov 23, 2021 |
| Title Company | ANCONA TITLE, ANCONA TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Address | 4725 UPPER TER, MINNEAPOLIS, MN 55435-1551 |
| Document Number | 0T05893916 |
|---|---|
| Date | Nov 4, 2021 |
| Instrument | T05893916 |
| Name | FALCON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | FOLEY, MN 56329 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4725 UPPER TER, EDINA, MN 55435-1551 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0T05800222 |
|---|---|
| Date | Feb 8, 2021 |
| Instrument | T05800222 |
| Name | TRUSTONE FINANCIAL CREDIT UNION |
|---|---|
| Type | Non-Lending Institution |
| Address | MINNEAPOLIS, MN 55447 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4725 UPPER TER, EDINA, MN 55435-1551 |
| Document Number | 0005692983 |
| Instrument Date | Mar 12, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4725 UPPER TER EDINA MN 554351551, EDINA, MN 55435-1551 |
| Document Number | 0005692983 |
|---|---|
| Date | Mar 13, 2020 |
| Instrument | 5692983 |
| Name | TRUSTONE FIN'L FCU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MN 55447 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 12, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4725 UPPER TER, EDINA, MN 55435-1551 |
| Document Number | 0005577976 |
| Instrument Date | Nov 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4725 UPPER TER EDINA MN 554351551, EDINA, MN 55435-1551 |
| Document Number | 0005577976 |
|---|---|
| Date | Nov 26, 2018 |
| Instrument | 5577976 |
| Name | TRUSTONE FIN'L FCU |
|---|---|
| Type | Credit Union |
| Address | PLYMOUTH, MN 55447 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 25, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.64% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 4725 UPPER TER, EDINA, MN 55435-1551 |
| Document Number | 0005526209 |
| Instrument Date | Apr 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4725 UPPER TER EDINA MN 554351551, EDINA, MN 55435-1551 |
| Document Number | 0005526209 |
|---|---|
| Date | Apr 25, 2018 |
| Instrument | 5526209 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 24, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Edina City |
| Unified School District | Edina Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,267.00 (+71.36%) | $1,116,500 (+51.49%) Land $454,200 Building $662,300 | $1,116,500 (+51.49%) Land $454,200 Building $662,300 |
| 2023 | $9,493.00 Homeowner's exemption | ||
| 2022 | $737,000 Land $376,300 Building $360,700 | $737,000 Land $376,300 Building $360,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2001) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Edina serves 53,494 people · EPA ID MN1270011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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