4725 Sawbuck St, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 4725 Sawbuck St, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 4,308 sqft · built 2014
Lot Size0.35 acres (15,246 sqft)
OwnerCompany Name on File
Last Sale$560,000 (Apr 2020)
Tax Bill$7,698 (2025)
Deeds & MortgagesAug 2020 Transfer
Apr 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN288107-0050

Property Details

APN / Parcel Number

Primary APN288107-0050

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures16 Plumbing Fixtures
Stories1 Story
Building Area4,308 sqft Living Area
Gross Area4,937 sqft
1st Floor Area2,695 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialConcrete
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area15,246 sqft (0.35 acres)
Garage TypeAttached
Garage Area629 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area315 sqft
PorchFinished/Open Porch
Porch Area454 sqft
Patio Area1,359 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4725 SAWBUCK ST
CitySAINT AUGUSTINE
StateFL
Zip32092-3690
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description54/35-42 SAINT JOHNS SIX MILE CREEK NORTH UNIT 6 PARCELS 27 28 29 & 31 LOT 5 OR4929/1050 & 5013/1547(Q/C)
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionSAINT JOHNS SIX MILE CREEK NORTH UNIT 6
Legal Block2
Legal Lot Number5
Legal Unit6
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group2
Census Block2000
Census Tract20905

Owner

4725 Sawbuck St is owned by a company that acquired it in July 2020 and is owner-occupied.

Source: St. Johns County records, as of April 13, 2026

Owner of RecordCompany Name on File
Mailing Address4725 SAWBUCK ST, ST AUGUSTINE, FL 32092-3690
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 11, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Apr 24, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST CENTENNIAL MORTGAGE CORP
May 5, 2017Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 24, 2020 · Amount on File
Deed SaleApr 24, 2020 · Amount on File
Prior SaleJul 17, 2014 · Amount on File
Deed Document Number202031829
Deed Book / Page4929 / 1050
Last Transfer DateJul 30, 2020
Transfer Doc0050131547
Record UpdatedOct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST JOHNS FL
Recording DateAug 11, 2020
Property Address4725 SAWBUCK ST, SAINT AUGUSTINE, FL 32092-3690
Document Number0050131547
Book / Page005013 / 001547
Instrument DateJul 30, 2020
Instrument66645
Transaction TypeTransfer
Record UpdatedSep 3, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address4725 SAWBUCK ST ST AUGUSTINE FL 320923690, ST AUGUSTINE, FL 32092-3690

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateApr 24, 2020
Property Address4725 SAWBUCK ST, SAINT AUGUSTINE, FL 32092-3690
Document Number0049291050
Book / Page4929 / 1050
Map ReferenceMB 54 PG 35-42
Instrument DateApr 24, 2020
Instrument2020031829
Transaction TypeTransfer
Record UpdatedAug 2, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,920.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address16321 PALISADES COMMONS DR, 16321, CHARLOTTE, NC 28278-8236

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1307 BARRINGTON CIR, SAINT AUGUSTINE, FL 32092-3613

Mortgage

Document Number0049291052
DateApr 24, 2020
Instrument4929/1052
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2050

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address4725 SAWBUCK ST, SAINT AUGUSTINE, FL 32092-3690
Document Number0043871047
Book / Page004387 / 001047
Instrument DateMay 5, 2017
Transaction TypeMortgage
Record UpdatedJun 22, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address4725 SAWBUCK ST ST AUGUSTINE FL 320923690, ST AUGUSTINE, FL 32092-3690

Mortgage

Document Number0043871047
DateJun 12, 2017
Book Page004387/001047
Instrument40294
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueJun 11, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4725 Sawbuck St was $7,698 with a homeowner's exemption, up 11.6% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$601,320 (+2.7%)$754,959 (-3.28%) Land $170,000 Building $584,959
2025$7,698.00 (+11.65%) Homeowner's exemption$585,511$780,548 Land $135,000 Building $645,548
2024$6,895.00 (+1.91%)
2023$6,766.00 (+2.56%) Homeowner's exemption$552,437 (+3%)$730,545 (+9.76%) Land $101,360 Building $629,185
2022$6,597.00 Homeowner's exemption$536,347$665,557 Land $101,360 Building $564,197

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4725 Sawbuck St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 29 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies29 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4725 Sawbuck St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.05% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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