Osceola County property record for 4725 Oakwood Dr, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 1987 |
| Lot Size | 0.319 acres (13,895 sqft) |
| Owner | Individual Name on File |
| Last Sale | $122,500 (Jan 2006) |
| Tax Bill | $3,164 (2025) |
| Deeds & Mortgages | Jul 2022 Transfer Nov 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-26-31-5130-000V-0090 |
| Primary APN | 31-26-31-5130-000V-0090 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| Gross Area | 2,177 sqft |
| 1st Floor Area | 1,176 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,895 sqft (0.319 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Metal Porch |
| Porch Area | 200 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 4725 OAKWOOD DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OAE1 |
| Legal Description | ST CLOUD MANOR VILLAGE PB 1 PG 395 BLK V LOT 9 |
| Legal Range | 31E |
| Legal Township | 26S |
| Legal Section | 31 |
| Legal Subdivision | ST CLOUD MANOR VLG |
| Legal Tract | 5130 |
| Legal Block | V |
| Legal Lot Number | 9 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 43304 |
4725 Oakwood Dr is owned and occupied by an individual who acquired it in July 2022.
Source: Osceola County records, as of November 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4725 OAKWOOD DR, SAINT CLOUD, FL 34772-8304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 26, 2022 | Intrafamily Transfer, Transfer |
| Nov 3, 2017 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 9, 2006 · Amount on File |
| Deed Sale | Jan 9, 2006 · Amount on File |
| Prior Sale | Jan 15, 2004 · Amount on File |
| Deed Document Number | 20067500 |
| Deed Book / Page | 3024 / 1085 |
| Last Transfer Date | Jul 22, 2022 |
| Transfer Doc | 0062572097 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 26, 2022 |
| Property Address | 4725 OAKWOOD DR, SAINT CLOUD, FL 34772-8304 |
| Document Number | 0062572097 |
| Book / Page | 6257 / 2097 |
| Map Reference | MB 1 PG 396 |
| Instrument Date | Jul 22, 2022 |
| Instrument | 2022114342 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4223 NATCHEZ TRACE DR, 4223, SAINT CLOUD, FL 34769-6817 |
| Name | Verified Name |
|---|---|
| Address | 4725 OAKWOOD DR, SAINT CLOUD, FL 34772-8304 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 4725 OAKWOOD DR, SAINT CLOUD, FL 34772-8304 |
| Document Number | 0052372220 |
| Instrument Date | Nov 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 4725 OAKWOOD DR ST CLOUD FL 347728304, ST CLOUD, FL 34772-8304 |
| Document Number | 0052372220 |
|---|---|
| Date | Nov 13, 2017 |
| Book Page | 005237/002220 |
| Instrument | 161301 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2047 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4725 Oakwood Dr was $3,164 with a homeowner's exemption, up 5.6% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,164.00 (+5.61%) Homeowner's exemption | $217,800 | $254,000 Land $60,000 Building $194,000 |
| 2024 | $2,996.00 (+2.25%) | ||
| 2023 | $2,930.00 (+13.83%) Homeowner's exemption | $205,498 (+9.09%) | $234,800 (+15.67%) Land $45,000 Building $189,800 |
| 2022 | $2,574.00 Homeowner's exemption | $188,380 | $203,000 Land $40,000 Building $163,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4725 Oakwood Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 59 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4725 Oakwood Dr is moderate, ranking above 53% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
May also be available: Spectrum.
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