4725 Hearthstone Rd, Clemmons, NC 27012 Property Records

Forsyth County property record for 4725 Hearthstone Rd, Clemmons, NC 27012

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,363 sqft · built 1999
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (Jan 2023)
Tax Bill	$3,205 (2024)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5882-77-4387.00`

Property Details

APN / Parcel Number

Primary APN	`5882-77-4387.00`
Alternative APNs	`5882774387000` `4298080`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,363 sqft Living Area
Gross Area	3,649 sqft
1st Floor Area	1,176 sqft
2nd Floor Area	1,221 sqft
Basement Area	1,252 sqft
Finished Basement	521 sqft
Unfinished Basement	731 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	151 ft deep x 90 ft wide
Terrain	Other
Deck Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Old Parcel Number	4298080
Street Address	4725 HEARTHSTONE RD
City	CLEMMONS
State	NC
Zip	27012-7709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS9
Legal Description	LO:080 BL:4298
Legal Subdivision	CARRIAGEBROOK - ASBURY PLACE
Legal Block	4298
Legal Lot Number	80
Jurisdiction	FORSYTH NC
Township / Civil Division	CLEMMONSVILLE
Census Block Group	2
Census Block	2004
Census Tract	4005

Owner

Source: Forsyth County records, as of October 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4725 HEARTHSTONE RD, CLEMMONS, NC 27012-7709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Sep 24, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Aug 7, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2023 · Amount on File
Deed Sale	Jan 18, 2023 · Amount on File
Prior Sale	Aug 7, 2019 · Amount on File
Deed Document Number	0003737225
Deed Book / Page	3737 / 225
Record Updated	Jun 8, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH NC
Recording Date	Jan 18, 2023
Property Address	4725 HEARTHSTONE RD, CLEMMONS, NC 27012-7709
Document Number	0037370225
Book / Page	3737 / 225
Map Reference	MB 39 PG 3
Instrument Date	Jan 17, 2023
Instrument	2023001654
Transaction Type	Transfer
Record Updated	Jan 27, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3722 TANGLEWOOD FOREST DR, CLEMMONS, NC 27012-9976

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4725 HEARTHSTONE RD, CLEMMONS, NC 27012-7709

Mortgage

Document Number	2023001655
Date	Jan 18, 2023
Instrument	2023001655

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Feb 1, 2030
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.87%
Index	Other
Margin	3
Max Rate	9.87%

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORSYTH NC
Property Address	4725 HEARTHSTONE RD, CLEMMONS, NC 27012-7709
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035540716
Date	Sep 24, 2020
Book Page	3554/716
Instrument	2020042634

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORSYTH NC
Recording Date	Aug 7, 2019
Property Address	4725 HEARTHSTONE RD, CLEMMONS, NC 27012-7709
Document Number	0034751608
Book / Page	003475 / 001608
Instrument Date	Aug 1, 2019
Instrument	31000
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$700.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4725 HEARTHSTONE RD CLEMMONS NC 270127709, CLEMMONS, NC 27012-7709

Mortgage

Document Number	34751610
Date	Aug 7, 2019
Book Page	003475/001610
Instrument	31001

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 6, 2049

Tax Assessment & Valuation

Source: Forsyth County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Forsyth County
Municipality	Clemmons Village
Unified School District	Forsyth County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$541,900 (+64.26%) Land $75,000 Building $466,900	$541,900 (+64.26%) Land $75,000 Building $466,900
2024	$3,205.00 (+2.14%)
2023	$3,138.00	$329,900 Land $54,000 Building $275,900	$329,900 Land $54,000 Building $275,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (1998–2018)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Oct 2018 · Tropical Storm Michael
Claims by Event	Tropical Storm Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 46% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WINSTON-SALEM serves 391,900 people · EPA ID NC0234010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Zirrus.

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