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4725 E Cayuga St, Locke, NY 13092 Property Records

Cayuga County and Locke Town property record for 4725 E Cayuga St, Locke, NY 13092

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,544 sqft · built 1870
Lot Size0.359 acres (15,664 sqft)
OwnerIndividual Name on Record
Last Sale$200,000 (May 2021)
Tax Bill$2,910 (2026)
Deeds & MortgagesMay 2021 Sale & Mortgage
Flood ZoneZone A (high risk)
APN053600 231.13-1-21

Property Details

APN / Parcel Number

Primary APN053600 231.13-1-21
Alternative APNs
  • 360023101300010210000000
  • 09024070

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,544 sqft Living Area
1st Floor Area1,307 sqft
Upper Floors Area237 sqft

Exterior

Year BuiltBuilt 1870
Effective Year BuiltEffective 1870
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area15,664 sqft (0.359 acres)
Lot Dimensions176 ft deep x 89 ft wide
Garage TypeDetached
Garage Area280 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeAbove-Ground Pool
PorchSlab
Porch Area6,762 sqft
Canopy280 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number09024070
Street Address4725 E CAYUGA ST
CityLOCKE
StateNY
Zip13092-3169
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number21.000
JurisdictionCAYUGA NY
Township / Civil DivisionLOCKE
Census Block Group4
Census Block4005
Census Tract40900

Owner

Source: Cayuga County and Locke Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4725 E CAYUGA ST, LOCKE, NY 13092-3169
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 24, 2021 · Amount on Record
Deed SaleMay 24, 2021 · Amount on Record
Prior SaleNov 3, 2015 · Amount on Record
Deed Document Number2021204451
Deed Book / Page4046 / 244
Prior Transfer DateDec 4, 2014
Prior Transfer Doc0000149625
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCAYUGA NY
Recording DateMay 24, 2021
Property Address4725 E CAYUGA ST, LOCKE, NY 13092-3169
Document Number004046/244
Book / Page4046 / 244
Instrument DateMay 7, 2021
Instrument2021-204451
Transaction TypeTransfer
Record UpdatedJul 14, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4725 E CAYUGA ST, LOCKE, NY 13092-3169

Mortgage

Document Number2021204452
DateMay 24, 2021
Instrument2021-204452
Lender
NameCFCU COMMUNITY CU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Cayuga County and Locke Town assessment roll, as of May 1, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCayuga County
County SubdivisionLocke Town
Unified School DistrictMoravia Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,910.00 (+2.11%)
2025$2,850.00 (+5.09%)$98,000 (-) Land $11,600 Building $86,400$138,028 (+21.13%) Land $16,338 Building $121,690
2024$2,712.00 (+468.55%)
2023$98,000 Land $11,600 Building $86,400$113,953 Land $13,488 Building $100,465
2020$477.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Nearby Flood Policies8 in force
Nearby Flood Claims11 (1981–2021)
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Apr 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 91% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOCKE W D
serves 600 people · EPA ID NY0501719
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Zito Media
Cable		1,000 / 25
Verizon
Fiber		980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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