4725 Beechnut Dr, Saint Joseph, MI 49085 Property Records

Berrien County property record for 4725 Beechnut Dr, Saint Joseph, MI 49085

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,860 sqft · built 1976
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on File
Last Sale$101,000 (Dec 1994)
Tax Bill$2,572 (2025)
Deeds & MortgagesSep 2017 Mortgage
Oct 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN17-9300-0021-00-7

Property Details

APN / Parcel Number

Primary APN17-9300-0021-00-7
Alternative APN
  • 11-17-9300-0021-00-7

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,860 sqft Living Area
1st Floor Area1,860 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleTri-Level
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions171 ft deep x 102 ft wide
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address4725 BEECHNUT DR
CitySAINT JOSEPH
StateMI
Zip49085-9321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - LD
Legal DescriptionLOT 21 YELLOW CREEK
Legal SubdivisionYELLOW CREEK
Legal Lot Number21
Legal Unit21
JurisdictionBERRIEN MI
Township / Civil DivisionROYALTON
Census Block Group2
Census Block2014
Census Tract1800

Owner

4725 Beechnut Dr is owned and occupied by an individual who bought it in December 1994.

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address4725 BEECHNUT DR, SAINT JOSEPH, MI 49085-9321
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2017Deed of Trust, Mortgage · Commercial Mortgage
HORIZON BANK
Oct 29, 2018Deed of Trust, Mortgage · Commercial Mortgage
HORIZON BANK
May 16, 2023Deed of Trust, Mortgage · Line of Credit
HORIZON BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 2, 1994 · Amount on File
Deed SaleDec 2, 1994 · Amount on File
Prior SaleMay 18, 1982 · Amount on File
Deed Book / Page1670 / 258
Record UpdatedOct 29, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address4725 BEECHNUT DR, SAINT JOSEPH, MI 49085-9321
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03184/1876
DateSep 26, 2017
Book Page3184/1876
Instrument3184-1876
Lender
NameHORIZON BANK
TypeBank
AddressMICHIGAN CITY, IN 46360
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term299 Months
DueAug 2, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address4725 BEECHNUT DR, SAINT JOSEPH, MI 49085-9321
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number03220/3414
DateOct 29, 2018
Book Page3220/3414
Lender
NameHORIZON BANK
TypeBank
AddressMICHIGAN CITY, IN 46360
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address4725 BEECHNUT DR, SAINT JOSEPH, MI 49085-9321
Transaction TypeMortgage
Record UpdatedNov 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4725 BEECHNUT DR, SAINT JOSEPH, MI 49085-9321

Mortgage

Document Number03403/4252
DateMay 16, 2023
Book Page3403/4252
Instrument2023380608
Lender
NameHORIZON BANK
TypeBank
AddressMICHIGAN CITY, IN 46360
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMay 27, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 4725 Beechnut Dr was $2,572 with a homeowner's exemption.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionRoyalton Township
Unified School DistrictSt. Joseph Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$141,100$282,200
2025$2,572.00
2023$108,800$217,600
2022$2,280.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4725 Beechnut Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4725 Beechnut Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 91% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Mercury Fiber
Fixed Wireless
150 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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