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4725 5th St NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 4725 5th St NE, Saint Cloud, MN 56304

Property Summary

Property TypeSingle Family Home
Lot Size0.246 acres (10,726 sqft)
OwnerIndividual Name on Record
Last Sale$349,900 (Mar 2024)
Tax Bill$5,178 (2026)
Deeds & MortgagesMar 2024 Sale & Mortgage
Jun 2023 Sale
Flood ZoneZone X (minimal risk)
APN17.01900.00

Property Details

APN / Parcel Number

Primary APN17.01900.00

Exterior

Architectural StyleMulti-Family
Lot Area10,726 sqft (0.246 acres)

Location & Zoning

Street Address4725 5TH ST NE
CitySAINT CLOUD
StateMN
Zip56304-4672
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-33 TWP-036 RANGE-030 WATERS EDGE AT DON LAKE LOT-006 BLOCK-008 ASSOCIATION YES COMMON EL NO
Legal Range030
Legal Township036
Legal Section33
Legal SubdivisionWATERS EDGE AT DON LAKE
Legal Block8
Legal Lot Number6
JurisdictionBENTON MN
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2067
Census Tract20300

Owner

Source: Benton County records, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4725 5TH ST NE, SAINT CLOUD, MN 56304-4672
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 13, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Jun 14, 2023Warranty Deed, Transfer
LAND TITLE CORPORATION, LAND TITLE INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2024 · Amount on Record
Deed SaleMar 13, 2024 · Amount on Record
Prior SaleJun 14, 2023 · Amount on Record
Deed Document Number2024470817
Record UpdatedSep 20, 2026

March 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateMar 13, 2024
Property Address4725 5TH ST NE, SAINT CLOUD, MN 56304-4672
Document Number0000470817
Instrument DateMar 12, 2024
Instrument470817
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 3, 2024
Title CompanyLAND TITLE CORPORATION, LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,154.67
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4725 5TH ST NE, SAINT CLOUD, MN 56304-4672

Mortgage

Document Number0000470818
DateMar 13, 2024
Instrument470818
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBENTON MN
Recording DateJun 14, 2023
Property Address4725 5TH ST NE, SAINT CLOUD, MN 56304-4672
Document Number0000466555
Instrument DateJun 13, 2023
Instrument466555
Transaction TypeTransfer
Record UpdatedSep 29, 2023
Title CompanyLAND TITLE CORPORATION, LAND TITLE INC

Transaction

AmountAmount Recorded
Tax$528.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address14015 SUNFISH LAKE BLVD NW STE 100, 100, RAMSEY, MN 55303-4894

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyBenton County
MunicipalitySt. Cloud City
Unified School DistrictSauk Rapids-Rice Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,178.00 (+14%) Homeowner's exemption$331,700 (-) Land $60,000 Building $271,700$331,700 (-) Land $60,000 Building $271,700
2025$4,542.00 (+1,545.65%) Homeowner's exemption$331,700 (+2,111.33%) Land $45,000 Building $286,700$331,700 (+2,111.33%) Land $45,000 Building $286,700
2023$276.00$15,000 Land $15,000$15,000 Land $15,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSaint Cloud
serves 71,321 people · EPA ID MN1730027
Water SourceSurface water
Last State InspectionAug 2025
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
CenturyLink
DSL		140 / 20

May also be available: T-Mobile.

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