4724 Payne Rd, Hurlock, MD 21643 Property Records

Dorchester County property record for 4724 Payne Rd, Hurlock, MD 21643

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft · built 1990
Lot Size	0.84 acres (36,590 sqft)
Owner	Individual Name on File
Last Sale	$165,000 (Jul 2020)
Tax Bill	$1,999 (2025)
Deeds & Mortgages	May 2026 Sale May 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`12-004389`

Property Details

APN / Parcel Number

Primary APN	`12-004389`
Alternative APN	`004389`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Total Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	36,590 sqft (0.84 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	004389
Street Address	4724 PAYNE RD
City	HURLOCK
State	MD
Zip	21643-3752
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	LOT 13-.84 ACRES PINEY GROVES ESTATES N/S PAYNE RD
Legal Subdivision	ACRES PINEY GROVES ESTATES
Legal Lot Number	13
Jurisdiction	DORCHESTER MD
Township / Civil Division	12, WILLIAMSBURG
Census Block Group	1
Census Block	1024
Census Tract	970200

Owner

Source: Dorchester County records · APN 12-004389

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4724 PAYNE RD, HURLOCK, MD 21643-3752
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
May 23, 2022	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 22, 2020	Deed, Transfer · FHA Mortgage M & T BANK
May 23, 2019	Grant Deed, Transfer OTHER
Dec 07, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 22, 2020 · Amount on Record
Deed Sale	Jul 22, 2020 · Amount on Record
Prior Sale	May 23, 2019 · Amount on Record
Deed Book / Page	1585 / 462
Prior Transfer Date	Aug 19, 2006
Prior Transfer Doc	MLB007970218
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	May 19, 2026
Property Address	4724 PAYNE RD, HURLOCK, MD 21643-3752
Document Number	2015000181
Book / Page	2015 / 181
Instrument Date	May 11, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4724 PAYNE RD, HURLOCK, MD 21643-3752

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	4724 PAYNE RD, HURLOCK, MD 21643-3752
Transaction Type	Mortgage
Record Updated	Sep 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4724 PAYNE RD, HURLOCK, MD 21643-3752

Mortgage

Document Number	0017440039
Date	May 23, 2022
Book Page	1744/39

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Aug 01, 2050

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jul 22, 2020
Property Address	4724 PAYNE RD, HURLOCK, MD 21643-3752
Document Number	0015850462
Book / Page	1585 / 462
Map Reference	LPB PLC14 FO 71
Instrument Date	Jul 17, 2020
Transaction Type	Transfer
Record Updated	May 02, 2022
Title Company	EASTERN SHORE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4724 PAYNE RD, HURLOCK, MD 21643-3752

Mortgage

Document Number	0001585468
Date	Jul 22, 2020
Instrument	1585/468

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DORCHESTER MD
Recording Date	May 23, 2019
Property Address	4724 PAYNE RD, HURLOCK, MD 21643-3752
Document Number	0015200399
Book / Page	001520 / 000399
Instrument Date	Apr 19, 2019
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$45.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	3644 HOUSTON BRANCH RD FEDERALSBURG MD 216322635, FEDERALSBURG, MD 21632-2635

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	DORCHESTER MD
Recording Date	Dec 07, 2018
Property Address	4724 PAYNE RD, HURLOCK, MD 21643-3752
Document Number	0014960432
Book / Page	001496 / 000432
Instrument Date	Aug 21, 2018
Transaction Type	Foreclosure
Record Updated	Dec 19, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$42.25
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4724 PAYNE RD HURLOCK MD 216433752, HURLOCK, MD 21643-3752

Tax Assessment & Valuation

Source: Dorchester County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,000 (+7.77%)	$196,200 (-) Land $39,200 Building $157,000
2025	$1,999.00 (+23.85%)	$169,800 (+21.43%)	$196,200 (+25.29%) Land $39,200 Building $157,000
2023	$1,614.00	$139,833	$156,600 Land $34,200 Building $122,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of April 10, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 3 locations within half a mile of this property.

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