Tioga County property record for 4723 Cherry Flats Rd, Covington, PA 16917
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,728 sqft · built 1998 |
| Lot Size | 20.9 acres (910,404 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,569 (2026) |
| Deeds & Mortgages | May 2017 Line of Credit May 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07/02.00/016./000 |
| Primary APN | 07/02.00/016./000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,728 sqft Living Area |
| Basement Area | 864 sqft |
| Finished Basement | 864 sqft |
| Unfinished Basement | 864 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Logs |
| Lot Area | 910,404 sqft (20.9 acres) |
| Garage Type | Detached |
| Garage Area | 768 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Wood |
| Sewer | Connected |
| Water Source | Well |
| Account Number | 00003647 |
|---|---|
| Street Address | 4723 CHERRY FLATS RD |
| City | COVINGTON |
| State | PA |
| Zip | 16917-9416 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Jurisdiction | TIOGA PA |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1052 |
| Census Tract | 950500 |
4723 Cherry Flats Rd, a rural home, is owned and occupied by an individual who acquired it in March 2020.
Source: Tioga County records, as of April 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4723 CHERRY FLATS RD, COVINGTON, PA 16917-9416 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS & NORTHERN BANK |
| May 24, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS & NORTHERN BANK |
| Apr 3, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage CITIZENS & NORTHERN BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 27, 2020 |
| Transfer Doc | 0202002224 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA PA |
| Property Address | 4723 CHERRY FLATS RD, COVINGTON, PA 16917-9416 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0201704514 |
|---|---|
| Date | May 24, 2017 |
| Instrument | 201704514 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Address | MANSFIELD, PA 16933 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA PA |
| Property Address | 4723 CHERRY FLATS RD, COVINGTON, PA 16917-9416 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 201704514 |
|---|---|
| Date | May 24, 2017 |
| Instrument | 201704514 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Address | MANSFIELD, PA 16933 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | TIOGA PA |
| Recording Date | Apr 3, 2020 |
| Property Address | 4723 CHERRY FLATS RD, COVINGTON, PA 16917-9416 |
| Document Number | 0202002224 |
| Map Reference | DISTRICT 7 PLT 2 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 202002224 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0202002225 |
|---|---|
| Date | Apr 3, 2020 |
| Instrument | 202002225 |
| Name | CITIZENS & NORTHERN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 1, 2040 |
The 2026 property tax bill for 4723 Cherry Flats Rd was $3,569.
Source: Tioga County assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Tioga County |
| County Subdivision | Covington Township |
| Unified School District | Southern Tioga School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,569.00 | $228,970 Land $10,310 Building $218,660 | |
| 2024 | $5,478.00 | $230,540 Land $11,880 Building $218,660 | |
| 2023 | $287,450 Land $68,790 Building $218,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4723 Cherry Flats Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 2, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 7 (2010–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4723 Cherry Flats Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 79% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, as of December 31, 2025
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