Frederick County property record for 4723 Cambria Rd, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 2,706 sqft · built 2016 |
| Lot Size | 0.044 acres (1,936 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $344,991 (Dec 2016) |
| Tax Bill | $4,980 (2025) |
| Deeds & Mortgages | Jul 2024 Line of Credit Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-591719 |
| Primary APN | 01-591719 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 2,706 sqft Living Area |
| Gross Area | 3,066 sqft |
| 1st Floor Area | 902 sqft |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 1,936 sqft (0.044 acres) |
| Garage Type | Attached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Account Number | 591719 |
|---|---|
| Street Address | 4723 CAMBRIA RD |
| City | FREDERICK |
| State | MD |
| Zip | 21703-2908 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | LOT 124 PLAT 2 SECTI 1,936 SQ FT MANORS AT BALLENGER CREE |
| Legal Subdivision | PLAT 2 MANORS AT BALLENGER CREEK |
| Legal Lot Number | 124 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 1, BUCKEYSTOWN |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 752301 |
Source: Frederick County records, as of August 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4723 CAMBRIA RD, FREDERICK, MD 21703-2908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Jan 14, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 6, 2017 | Deed of Trust, Mortgage · FHA Mortgage TOWNEBANK MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2016 · Amount on Record |
| Deed Sale | Dec 22, 2016 · Amount on Record |
| Deed Document Number | 201611575-0445 |
| Deed Book / Page | 11575 / 445 |
| Last Transfer Date | Nov 9, 2021 |
| Transfer Doc | 0156590476 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4723 CAMBRIA RD, FREDERICK, MD 21703-2908 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 4723 CAMBRIA RD, FREDERICK, MD 21703-2908 |
| Document Number | 0169430444 |
|---|---|
| Date | Jul 16, 2024 |
| Book Page | 16943/444 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 10, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 14, 2022 |
| Property Address | 4723 CAMBRIA RD, FREDERICK, MD 21703-2908 |
| Document Number | 0156590476 |
| Book / Page | 15659 / 476 |
| Map Reference | MB 95 PG 114 |
| Instrument Date | Nov 9, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 4723 CAMBRIA RD, FREDERICK, MD 21703-2908 |
| Document Number | 0015659481 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 15659/481 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 4723 CAMBRIA RD, FREDERICK, MD 21703-2908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0117520032 |
|---|---|
| Date | Apr 6, 2017 |
| Book Page | 11752/0032 |
| Instrument | 11752-0032 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23451 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Oct 1, 2046 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,980.00 (+5.98%) Homeowner's exemption | $423,967 (+13%) | $473,700 (+18.69%) Land $105,000 Building $368,700 |
| 2024 | $4,699.00 (+8.42%) | ||
| 2023 | $4,334.00 Homeowner's exemption | $375,200 | $399,100 Land $95,000 Building $304,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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