4721 Lucinda Ave, Keyes, CA 95328 Property Records

Stanislaus County property record for 4721 Lucinda Ave, Keyes, CA 95328

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,930 sqft · built 2004
Lot Size	0.186 acres (8,098 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,360 (2026)
Deeds & Mortgages	Jan 2026 Second Mortgage Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`045-069-005-000`

Property Details

APN / Parcel Number

Primary APN	`045-069-005-000`
Alternative APN	`0456905000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	1,930 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	8,098 sqft (0.186 acres)
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4721 LUCINDA AVE
City	KEYES
State	CA
Zip	95328-9717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BONITA RANCH #1 (41M08) LOT 248
Legal Subdivision	BONITA RANCH PH 01
Legal Block	4
Legal Lot Number	248
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	4
Census Block	4001
Census Tract	3002

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4721 LUCINDA AVE, KEYES, CA 95328-9717
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Nov 4, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 24, 2017	Grant Deed, Transfer · FHA Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2020
Deed Sale	Nov 4, 2020
Prior Sale	Mar 24, 2017 · Amount on Record
Deed Document Number	202086404
Prior Transfer Date	Oct 30, 2020
Prior Transfer Doc	0000086404
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	4721 LUCINDA AVE, KEYES, CA 95328-9717
Transaction Type	Mortgage
Record Updated	Jan 28, 2026
Title Company	TEAM TITLE SERVICES, AMT TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4721 LUCINDA AVE, KEYES, CA 95328-9717

Mortgage

Document Number	0000002520
Date	Jan 20, 2026
Instrument	2026-0002520

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Nov 4, 2020
Property Address	4721 LUCINDA AVE, KEYES, CA 95328-9717
Document Number	0000086404
Map Reference	MB 41 PG 8
Instrument Date	Oct 30, 2020
Instrument	2020-0086404
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CYPRESS TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4721 LUCINDA AVE, KEYES, CA 95328-9717

Mortgage

Document Number	0000086405
Date	Nov 4, 2020
Instrument	2020-0086405

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 24, 2017
Property Address	4721 LUCINDA AVE, KEYES, CA 95328-9717
Document Number	0000020473
Map Reference	VOL41 PG8
Instrument Date	Mar 17, 2017
Instrument	2017-0020473
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4721 LUCINDA AVE, KEYES, CA 95328-9717

Mortgage

Document Number	0000020474
Date	Mar 24, 2017
Instrument	2017-0020474

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Secondary School District	Turlock Unified School District (9-12) (09 - 12)
Elementary School District	Keyes Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,360.00 (+2.56%)	$361,050 (+2%) Land $88,781 Building $272,269
2025	$4,251.00 (+5.2%)	$353,972 (+4.04%) Land $87,041 Building $266,931
2023	$4,041.00 (+1.43%)	$340,229 Land $83,662 Building $256,567
2022	$3,984.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KEYES COMMUNITY SERVICES DIST. serves 5,672 people · EPA ID CA5010009
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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