Lake County property record for 4720 Willoughcroft Rd, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,055 sqft · built 1948 |
| Lot Size | 0.201 acres (8,751 sqft) |
| Owner | Individual Name on File |
| Last Sale | $157,500 (Oct 2001) |
| Tax Bill | $5,627 (2023) |
| Deeds & Mortgages | Nov 2022 Mortgage Jan 2026 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-A-018-J-00-010-0 |
| Primary APN | 27-A-018-J-00-010-0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,055 sqft Living Area |
| 1st Floor Area | 815 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,751 sqft (0.201 acres) |
| Lot Dimensions | 175 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 235 sqft |
| Patio Area | 235 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4720 WILLOUGHCROFT RD |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-5704 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-60 |
| Legal Description | LOT 3 TRACT 13 |
| Legal Subdivision | ERIE SUBDIVISION |
| Legal Tract | 13 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 201400 |
4720 Willoughcroft Rd is owned and occupied by an individual who acquired it in February 2006.
Source: Lake County records, as of June 15, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4720 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5704 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 2, 2022 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jan 6, 2026 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Jun 2, 2026 | Deed of Trust, Mortgage · Line of Credit CROSSCOUNTRY MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 16, 2001 · Amount on File |
| Deed Sale | Oct 16, 2001 · Amount on File |
| Prior Sale | Jul 24, 2001 · Amount on File |
| Deed Document Number | 200146347 |
| Last Transfer Date | Feb 8, 2006 |
| Transfer Doc | 0000004997 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4720 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5704 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000029476 |
|---|---|
| Date | Nov 2, 2022 |
| Instrument | 2022R029476 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 4720 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5704 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 4720 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5704 |
| Document Number | 0000000254 |
|---|---|
| Date | Jan 6, 2026 |
| Instrument | 2026R000254 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CLEVELAND, OH 44114 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Jun 2, 2026 |
| Property Address | 4720 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5704 |
| Document Number | 0000011762 |
| Instrument Date | May 27, 2026 |
| Instrument | 202611762 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 4720 WILLOUGHCROFT RD, WILLOUGHBY, OH 44094-5704 |
| Document Number | 0000011762, |
|---|---|
| Date | Jun 2, 2026 |
| Instrument | 202611762 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 22, 2041 |
| Rate | 5.64% |
|---|---|
| Max Rate | -1% |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $69,270 Land $17,650 Building $51,620 | $197,920 Land $50,430 Building $147,490 | |
| 2023 | $5,627.00 (+53.95%) Homeowner's exemption | $59,440 (-) Land $14,130 Building $45,310 | |
| 2022 | $3,655.00 Homeowner's exemption | $59,440 Land $14,130 Building $45,310 | |
| 2021 | $169,820 Land $40,370 Building $129,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4720 Willoughcroft Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Most Recent Claim | May 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 4720 Willoughcroft Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE COUNTY WEST WATER SUBDISTRICT serves 78,379 people · EPA ID OH4302411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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