Union County property record for 4720 Tradd Cir, Monroe, NC 28110 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2014 |
| Square Footage | 2,084 sqft Living Area |
| Lot Size | 3,615 sqft (0.083 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $295,000 (2026) |
| Tax Bill | $2,685.00 (2025) |
| Primary APN | 09-363-329 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 5 Rooms |
| Building Area | 2,084 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 3,615 sqft (0.083 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 240 sqft Garage |
| Porch Area | 80 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Street Address | 4720 TRADD CIR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-5647 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #7 CHARLESTOWN AT BREKONRIDGE PH2 OPCM144 OPCJ365 |
| Legal Subdivision | BREKONRIDGE - CHARLESTOWN |
| Jurisdiction | UNION NC |
| Minor Civil Division | MONROE |
| Census Blockgroup | 3 |
| Census Block | 3007 |
| Census Tract | 20321 |
Source: Union County records · APN 09-363-329
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4720 TRADD CIR, MONROE, NC 28110-5647 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 11, 2025 | Deed of Trust, Mortgage · Stand Alone Second Mortgage KNOCK LENDING LLC |
| Feb 05, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage MOVEMENT MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 05, 2026 · Amount on Record |
| Deed Sale | Feb 05, 2026 · Amount on Record |
| Prior Sale | Sep 11, 2014 · Amount on Record |
| Deed Doc Number | 20262896 |
| Deed Book / Page | 9298 / 581 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4720 TRADD CIR, MONROE, NC 28110-5647 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2026 |
| Title Company | SERVICELINK EAST ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0009156617 |
|---|---|
| Date | Jul 11, 2025 |
| Book Page | 9156/617 |
| Instrument | 17496 |
| Name | KNOCK LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Jan 09, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 05, 2026 |
| Property Address | 4720 TRADD CIR, MONROE, NC 28110-5647 |
| Document Number | 0009298581 |
| Book / Page | 9298 / 581 |
| Map Reference | CAB M FILE 144 |
| Instrument Date | Feb 05, 2026 |
| Instrument | 2896 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Title Company | UNKNOWN, KARMA TITLE LLP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7510 PLUMCREST LN, HARRISBURG, NC 28075-8306 |
| Name | Verified Name |
|---|---|
| Address | 4720 TRADD CIR, MONROE, NC 28110-5647 |
| Document Number | 0000002897 |
|---|---|
| Date | Feb 05, 2026 |
| Instrument | 2897 |
| Name | MOVEMENT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,685.00 (+12.3%) | $307,200 (+40.08%) Land $60,400 Building $246,800 | $307,200 (+40.08%) Land $60,400 Building $246,800 |
| 2023 | $2,391.00 | $219,300 Land $41,000 Building $178,300 | $219,300 Land $41,000 Building $178,300 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 4% of the US · above 2% of North Carolina |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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