Forsyth County property record for 4720 Silver Stream Dr, Cumming, GA 30040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,845 sqft · built 2002 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $343,500 (Nov 2020) |
| Tax Bill | $4,804 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 104-000-257 |
| Primary APN | 104-000-257 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,845 sqft Living Area |
| 1st Floor Area | 1,752 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 431 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 172 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 0000195152 |
|---|---|
| Street Address | 4720 SILVER STREAM DR |
| City | CUMMING |
| State | GA |
| Zip | 30040-0502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2R |
| Legal Description | 2-1 127 LT 2 SILVER STREA M |
| Legal Subdivision | SILVER STREAM |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | FORSYTH GA |
| Township / Civil Division | CUMMING |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 130410 |
Source: Forsyth County records · APN 104-000-257
Assessment roll updated May 27, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4720 SILVER STREAM DR, CUMMING, GA 30040-0502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 08, 2021 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Sep 08, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 13, 2020 · Amount on Record |
| Deed Sale | Nov 13, 2020 · Amount on Record |
| Prior Sale | Jun 09, 2006 · Amount on Record |
| Deed Document Number | 202021-000185 |
| Deed Book / Page | 9854 / 348 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FORSYTH GA |
| Recording Date | Jan 08, 2021 |
| Property Address | 4720 SILVER STREAM DR, CUMMING, GA 30040-0502 |
| Document Number | 0098540348 |
| Book / Page | 009854 / 000348 |
| Instrument Date | Nov 13, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $344.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4720 SILVER STREAM DR CUMMING GA 300400502, CUMMING, GA 30040-0502 |
| Document Number | 98540350 |
|---|---|
| Date | Jan 08, 2021 |
| Book Page | 009854/000350 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 07, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORSYTH GA |
| Property Address | 4720 SILVER STREAM DR, CUMMING, GA 30040-0502 |
| Document Number | 0083270412 |
| Instrument Date | Sep 08, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2018 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4720 SILVER STREAM DR CUMMING GA 300400502, CUMMING, GA 30040-0502 |
| Document Number | 0083270412 |
|---|---|
| Date | Sep 15, 2017 |
| Book Page | 008327/000412 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 14, 2047 |
Source: Forsyth County records · Assessment roll updated May 27, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Forsyth County |
| Unified School District | Forsyth County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,804.00 (+2.63%) | $226,016 (-4.74%) Land $64,000 Building $162,016 | $565,040 (-4.74%) Land $160,000 Building $405,040 |
| 2023 | $4,681.00 (+2.61%) Homeowner's exemption | $237,268 (+72.68%) Land $60,000 Building $177,268 | $593,170 (+72.68%) Land $150,000 Building $443,170 |
| 2022 | $4,562.00 Homeowner's exemption | $137,400 Land $30,480 Building $106,920 | $343,500 Land $76,200 Building $267,300 |
Source: FEMA National Flood Hazard Layer, Forsyth County (13117C), as of September 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131171304103, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2015) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2015 · other causes |
| Wildfire Risk | Low lower than 64% of the US · lower than 87% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 235 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system GA1170000, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CUMMING serves 58,661 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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