4720 Ernest Ct, Wake Forest, NC 27587 Property Records

Wake County property record for 4720 Ernest Ct, Wake Forest, NC 27587

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,008 sqft · built 2005
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,519 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1748.01-07-7626-000`

Property Details

APN / Parcel Number

Primary APN	`1748.01-07-7626-000`
Alternative APNs	`1748.01-07-7626 0231428` `1748077626` `023142801` `0231428`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,008 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	135,036 sqft (3.1 acres)
Porch	Open Porch
Porch Area	20 sqft
Deck Area	21 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	0231428
Street Address	4720 ERNEST CT
City	WAKE FOREST
State	NC
Zip	27587-4848
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO2C ERNEST J ALLEN ESTATE SUB BM1997-00
Legal Subdivision	ERNEST J ALLEN ESTATE SUB
Legal Lot Number	2C
Jurisdiction	WAKE NC
Township / Civil Division	WAKE FOREST
Census Block Group	1
Census Block	1007
Census Tract	54217

Owner

4720 Ernest Ct is owned and occupied by two individuals who acquired it in June 2008.

Source: Wake County records, as of September 9, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4720 ERNEST CT, WAKE FOREST, NC 27587-4848
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Sep 20, 2019	Deed of Trust, Mortgage · Conventional with PMI STATE EMPS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 27, 2008
Transfer Doc	1316602390
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	4720 ERNEST CT, WAKE FOREST, NC 27587-4848
Transaction Type	Mortgage
Record Updated	Feb 2, 2026
Title Company	PRIORITY TITLE/FL LLC, PRIORITY T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4720 ERNEST CT, WAKE FOREST, NC 27587-4848

Mortgage

Document Number	20120/2719
Date	Jan 15, 2026
Book Page	20120/2719

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	347 Months
Due	Dec 1, 2054

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	4720 ERNEST CT, WAKE FOREST, NC 27587-4848
Transaction Type	Mortgage
Record Updated	Aug 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018626/395
Date	Aug 2, 2021
Book Page	18626/395

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Sep 1, 2026
Change Frequency	5 Years
Min Rate At Change	5.15%
Max Rate At Change	9.15%
Index	5-Year CMT
Max Rate	9.15%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKE NC
Property Address	4720 ERNEST CT, WAKE FOREST, NC 27587-4848
Document Number	175882466
Instrument Date	Sep 20, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4720 ERNEST CT WAKE FOREST NC 275874848, WAKE FOREST, NC 27587-4848

Mortgage

Document Number	175882466
Date	Sep 26, 2019
Book Page	017588/002466

Lender

Name	STATE EMPS CU
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

The 2025 property tax bill for 4720 Ernest Ct was $2,519.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,519.00	$390,866 Land $98,400 Building $292,466	$390,866 Land $98,400 Building $292,466
2023	$2,159.00	$274,348 Land $88,520 Building $185,828	$274,348 Land $88,520 Building $185,828

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4720 Ernest Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4720 Ernest Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEERCHASE S/D private · serves 757 people · EPA ID NC0392389
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Brightspeed Fiber	940 / 940

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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