4720 Boulder Ln, Lorain, OH 44053 Property Records

Lorain County property record for 4720 Boulder Ln, Lorain, OH 44053

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,296 sqft · built 2021
Lot Size	0.138 acres (6,043 sqft)
Owner	Individual Name on File
Last Sale	$322,500 (Aug 2021)
Tax Bill	$1,405 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`02-03-005-103-065`

Property Details

APN / Parcel Number

Primary APN	`02-03-005-103-065`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Building Area	2,296 sqft Living Area
Gross Area	2,536 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,043 sqft (0.138 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Patio Area	312 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4720 BOULDER LN
City	LORAIN
State	OH
Zip	44053-1664
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORNERSTONE FARMS SUB NO 2 57.16 X 124.71
Legal Subdivision	CORNERSTONE FARMS SUB NO 2
Legal Block	103
Legal Lot Number	47
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2023
Census Tract	97202

Owner

4720 Boulder Ln is owned and occupied by an individual who bought it in August 2021.

Source: Lorain County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	4720 BOULDER LN, LORAIN, OH 44053-1664
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
May 4, 2021	Deed of Trust, Mortgage · Line of Credit WILMINGTON TRUST NA
Oct 31, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 26, 2021	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC
Apr 23, 2021	Limited Warranty Deed, Transfer · Unknown WILMINGTON TRUST NA
Nov 12, 2020	Loan Modification, Mortgage FIRST FED'L S&L/LAKEWOOD
Dec 1, 2019	Deed of Trust, Mortgage · Line of Credit OSTER THOMAS J LIVING TR (LT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on File
Deed Sale	Aug 26, 2021 · Amount on File
Prior Sale	Apr 23, 2021 · Amount on File
Deed Document Number	2021836213
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Recording Date	Jul 2, 2026
Property Address	4720 BOULDER LN, LORAIN, OH 44053-1664
Document Number	0000102171
Instrument Date	Jun 26, 2026
Instrument	2026102171
Transaction Type	Mortgage
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4720 BOULDER LN, LORAIN, OH 44053-1664

Mortgage

Document Number	0000102171,
Date	Jul 2, 2026
Instrument	2026102171

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	302 Months
Due	Sep 1, 2051

Interest

Rate	6.53%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4720 BOULDER LN, LORAIN, OH 44053-1664
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000815846
Date	May 4, 2021
Instrument	2021-0815846

Lender

Name	WILMINGTON TRUST NA
Type	Bank
Address	WILMINGTON, DE 19890

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	38 Months
Due	Jul 15, 2024

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4720 BOULDER LN, LORAIN, OH 44053-1664
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4720 BOULDER LN, LORAIN, OH 44053-1664

Mortgage

Document Number	0000934357
Date	Oct 31, 2023
Instrument	2023-0934357

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	335 Months
Due	Sep 1, 2051

August 2021: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 26, 2021
Property Address	4720 BOULDER LN, LORAIN, OH 44053-1664
Document Number	0000836213
Map Reference	VOL 106 PG 41-43
Instrument Date	Jul 20, 2021
Instrument	2021-0836213
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4720 BOULDER LN, LORAIN, OH 44053-1664

Mortgage

Document Number	0000836214
Date	Aug 26, 2021
Instrument	2021-0836214

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 23, 2021
Property Address	4720 BOULDER LN, LORAIN, OH 44053-1664
Document Number	0000813985
Map Reference	VOL 106 PG 41-43
Instrument Date	Apr 16, 2021
Instrument	2021-0813985
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	EXAMCO TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3296 COLUMBIA ROAD, 43286

Mortgage

Document Number	0000815845
Date	May 4, 2021
Instrument	2021-0815845

Lender

Name	WILMINGTON TRUST NA
Type	Bank
Address	MINNEAPOLIS, MN 55402

Agreement

Type	Unknown
Amount	Amount on Record

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LORAIN OH
Property Address	4720 BOULDER LN, LORAIN, OH 44053-1664
Document Number	0000788542
Instrument Date	Nov 12, 2020
Transaction Type	Mortgage
Record Updated	Dec 8, 2020
Title Company	EXAMCO TITLE SERVICES, EXAMCO TITLE SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000788542
Date	Nov 12, 2020
Instrument	788542

Lender

Name	FIRST FED'L S&L/LAKEWOOD
Type	Federal Savings Bank
Address	14806 DETROIT AVE, LAKEWOOD, OH 44107-3910

Agreement

Amount	Amount on Record
Term	12 Months
Due	Nov 11, 2021

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	4720 BOULDER LN, LORAIN, OH 44053-1664
Document Number	0000750987
Instrument Date	Dec 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 17, 2020
Title Company	EXAMCO TITLE SERVICES, EXAMCO TITLE SVCS

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000750987
Date	Feb 28, 2020
Instrument	750987

Lender

Name	OSTER THOMAS J LIVING TR (LT)

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4720 Boulder Ln was $1,405 with a homeowner's exemption.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Amherst Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,405.00 Homeowner's exemption	$138,300 (+364.87%) Land $29,750 Building $108,550	$395,140 (+364.87%) Land $85,000 Building $310,140
2024	$1,405.00 (+53.05%)	$29,750 (+90.45%) Land $29,750	$85,000 (+90.45%) Land $85,000
2023	$918.00 (+24.39%)	$15,621 (+0.01%) Land $15,621	$44,630 Land $44,630
2022	$738.00	$15,620 Land $15,620
2021			$44,630 Land $44,630

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4720 Boulder Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4720 Boulder Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Breezeline, Verizon.

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