St. Louis County property record for 4720 3rd Ave S, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,344 sqft · built 1955 |
| Lot Size | 0.9 acres (39,222 sqft) |
| Owner | Individual Name on File |
| Last Sale | $215,000 (May 2020) |
| Tax Bill | $3,084 (2026) |
| Deeds & Mortgages | Jul 2021 Mortgage Jun 2021 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 520-0130-00680 |
| Primary APN | 520-0130-00680 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,344 sqft Gross Area |
| 1st Floor Area | 672 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 39,222 sqft (0.9 acres) |
| Garage Area | 576 sqft |
| Deck Area | 48 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 1090152 |
|---|---|
| Street Address | 4720 3RD AVE S |
| City | DULUTH |
| State | MN |
| Zip | 55803-1311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT: 0461 BLOCK:000 SERIAL # |
| Legal Subdivision | HOMECROFT PARK |
| Legal Lot Number | 461 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 400 |
Source: St. Louis County records · APN 520-0130-00680
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4720 3RD AVE S, DULUTH, MN 55803-1311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 19, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) HANCOCK MORTGAGE PARTNERS LLC |
| Jun 30, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage HANCOCK MORTGAGE PARTNERS LLC |
| May 28, 2020 | Warranty Deed, Transfer · FHA Mortgage HANCOCK MTG PTRS |
| Dec 11, 2019 | Warranty Deed, Transfer · Conventional with PMI LEADERONE FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 28, 2020 · Amount on Record |
| Deed Sale | May 28, 2020 · Amount on Record |
| Prior Sale | Dec 11, 2019 · Amount on Record |
| Deed Document Number | 20201023872 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4720 3RD AVE S, DULUTH, MN 55803-1311 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001043969 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 1043969 |
| Name | HANCOCK MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SUGAR LAND, TX 77478 |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 107 Months |
| Due | Jun 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4720 3RD AVE S, DULUTH, MN 55803-1311 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001417836 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 1417836 |
| Name | HANCOCK MORTGAGE PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Address | SUGAR LAND, TX 77478 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 108 Months |
| Due | Jun 01, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 28, 2020 |
| Property Address | 4720 3RD AVE S, DULUTH, MN 55803-1311 |
| Document Number | 00T1023872 |
| Instrument Date | May 21, 2020 |
| Instrument | T1023872 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2020 |
| Title Company | NORTH SHORE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $710.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4720 3RD AVE S DULUTH MN 558031311, DULUTH, MN 55803-1311 |
| Document Number | T1023873 |
|---|---|
| Date | May 28, 2020 |
| Instrument | T1023873 |
| Name | HANCOCK MTG PTRS |
|---|---|
| Type | Mortgage Company |
| Address | SUGAR LAND, TX 77478 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 27, 2050 |
| Document Number | T1023874, |
|---|---|
| Date | May 28, 2020 |
| Instrument | T1023874 |
| Name | HANCOCK MTG PTRS |
|---|---|
| Type | Mortgage Company |
| Address | SUGAR LAND, TX 77478 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | May 27, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 11, 2019 |
| Property Address | 4720 3RD AVE S, DULUTH, MN 55803-1311 |
| Document Number | 00T1018452 |
| Instrument Date | Nov 18, 2019 |
| Instrument | T1018452 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2019 |
| Title Company | STATE LOUIS TITLE LLC, ST LOUIS TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $653.40 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4720 3RD AVE S DULUTH MN 558031311, DULUTH, MN 55803-1311 |
| Document Number | T1018453 |
|---|---|
| Date | Dec 11, 2019 |
| Instrument | T1018453 |
| Name | LEADERONE FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2049 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,084.00 (+3.7%) Homeowner's exemption | ||
| 2025 | $2,974.00 (+1.64%) Homeowner's exemption | $252,100 (+0.12%) Land $34,400 Building $217,700 | $252,100 (+0.12%) Land $34,400 Building $217,700 |
| 2024 | $2,926.00 | $251,800 (+17.72%) Land $34,100 Building $217,700 | $251,800 (+17.72%) Land $34,100 Building $217,700 |
| 2022 | $213,900 Land $32,500 Building $181,400 | $213,900 Land $32,500 Building $181,400 |
Source: FEMA National Flood Hazard Layer as of March 24, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 152 locations within half a mile of this property.
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