4720 38th St, Lubbock, TX 79414 Property Records

Lubbock County property record for 4720 38th St, Lubbock, TX 79414

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,212 sqft · built 1953
Lot Size	0.194 acres (8,450 sqft)
Owner	Individual Name on File
Last Sale	$120,987 (Jul 2025)
Tax Bill	$1,721 (2025)
Deeds & Mortgages	Jul 2025 Second Mortgage Jul 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R39232`

Property Details

APN / Parcel Number

Primary APN	`R39232`
Alternative APN	`R1513000001100110000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,212 sqft Living Area
Gross Area	1,464 sqft
1st Floor Area	1,212 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Metal
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,450 sqft (0.194 acres)
Lot Dimensions	130 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4720 38TH ST
City	LUBBOCK
State	TX
Zip	79414-2824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLLEGE HTS BLK 11 E65OF L 8
Legal Subdivision	COLLEGE HEIGHTS
Legal Block	11
Legal Lot Number	11
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1015
Census Tract	1806

Owner

4720 38th St is owned and occupied by an individual who bought it in July 2025.

Source: Lubbock County records, as of August 18, 2026

Owner of Record	Individual Name on File
Mailing Address	4720 38TH ST, LUBBOCK, TX 79414-2824
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC
Jul 17, 2025	Vendor's Lien, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Nov 1, 2019	Deed of Trust, Mortgage · Commercial Mortgage HAPPY STATE BANK
Oct 3, 2019	Warranty Deed, Transfer SERVICE TITLE COMPANY, SERVICE TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2025 · Amount on File
Deed Sale	Jul 17, 2025 · Amount on File
Prior Sale	May 26, 2004
Deed Document Number	202527930
Record Updated	Sep 20, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4720 38TH ST, LUBBOCK, TX 79414-2824
Transaction Type	Mortgage
Record Updated	Jan 21, 2026
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027932
Date	Jul 17, 2025
Instrument	2025027932

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2035

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jul 17, 2025
Property Address	4720 38TH ST, LUBBOCK, TX 79414-2824
Document Number	0000027930
Map Reference	VOL 325 PG 546
Instrument Date	Jul 15, 2025
Instrument	2025027930
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4720 38TH ST, LUBBOCK, TX 79414-2824

Mortgage

Document Number	0000027931
Date	Jul 17, 2025
Instrument	2025027931

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	4720 38TH ST, LUBBOCK, TX 79414-2824
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042909
Date	Nov 1, 2019
Instrument	2019042909

Lender

Name	HAPPY STATE BANK
Type	Bank
Address	AMARILLO, TX 79101

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LUBBOCK TX
Recording Date	Oct 3, 2019
Property Address	4720 38TH ST, LUBBOCK, TX 79414-2824
Document Number	0000038767
Instrument Date	Oct 1, 2019
Instrument	38767
Transaction Type	Transfer
Record Updated	Oct 16, 2019
Title Company	SERVICE TITLE COMPANY, SERVICE TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4703 S LOOP 289 LUBBOCK TX 794242224, LUBBOCK, TX 79424-2224

Tax Assessment & Valuation

The 2025 property tax bill for 4720 38th St was $1,721, down 15.9% from the year before.

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,721.00 (-15.93%)	$97,294 Land $23,000 Building $74,294	$97,294 Land $23,000 Building $74,294
2024	$2,047.00 (+6.45%)
2023	$1,923.00 (+6.71%)	$103,490 Land $8,255 Building $95,235	$103,490 Land $8,255 Building $95,235
2022	$1,802.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4720 38th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4720 38th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 460 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40

May also be available: T-Mobile.

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