472 Scenic Dr, Toccoa, GA 30577 Property Records

Stephens County property record for 472 Scenic Dr, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,629 sqft · built 1977
Lot Size	1.55 acres (67,954 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,368 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`T07 031`

Property Details

APN / Parcel Number

Primary APN	`T07 031`
Alternative APN	`497100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,629 sqft Heated Area
Basement Area	676 sqft
Finished Basement	351 sqft
Unfinished Basement	325 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	67,954 sqft (1.55 acres)
Terrain	Gentle Slope

Exterior Amenities

Porch	Porch
Porch Area	282 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	497100
Street Address	472 SCENIC DR
City	TOCCOA
State	GA
Zip	30577-8317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-IA
Legal Description	LOTS 15 & 16 PT LOT 17 GREEN ACRES S/D
Legal Subdivision	GREEN ACRES S/D
Legal Lot Number	15,16 16
Jurisdiction	STEPHENS GA
Township / Civil Division	TOCCOA
Census Block Group	2
Census Block	2029
Census Tract	970101

Owner

472 Scenic Dr is owned and occupied by two individuals who acquired it in May 2019.

Source: Stephens County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	472 SCENIC DR, TOCCOA, GA 30577-8317
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Transfer Date	May 24, 2019
Transfer Doc	0011790154
Record Updated	Jun 8, 2026

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STEPHENS GA
Recording Date	May 24, 2019
Property Address	472 SCENIC DR, TOCCOA, GA 30577-8317
Document Number	0011790154
Book / Page	001179 / 000154
Instrument Date	May 23, 2019
Transaction Type	Transfer
Record Updated	Jun 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	472 SCENIC DR TOCCOA GA 305778317, TOCCOA, GA 30577-8317

Mortgage

Document Number	11790162
Date	May 24, 2019
Book Page	001179/000162

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 23, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 472 Scenic Dr was $1,368 with exemptions applied.

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Municipality	Toccoa City
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,368.00 Homeowner's exemption Senior Citizen's exemption	$81,424 Land $4,846 Building $76,578	$203,562 Land $12,116 Building $191,446
2023	$774.00 (-55.39%) Homeowner's exemption	$51,272 (+4.51%) Land $4,846 Building $46,426	$128,182 (+4.51%) Land $12,116 Building $116,066
2022	$1,735.00 Homeowner's exemption	$49,060 Land $4,846 Building $44,214	$122,651 Land $12,116 Building $110,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 472 Scenic Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 472 Scenic Dr is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 71% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOCCOA serves 28,711 people · EPA ID GA2570001
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
TruVista Communications Cable · Fiber in parts of the area	500 / 50