472 Rockview St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 472 Rockview St, Morro Bay, CA 93442

Property Summary

Property Type	Condominium
Details	3 bd · 3 ba · 1,628 sqft · built 2008
Lot Size	0.032 acres (1,437 sqft)
Owner	Trust Name on Record
Last Sale	$450,000 (Feb 2016)
Tax Bill	$5,794 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`068-323-041`

Property Details

APN / Parcel Number

Primary APN	`068-323-041`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,628 sqft Living Area

Exterior

Year Built	Built 2008
Construction Type	Wood
Lot Area	1,437 sqft (0.032 acres)
Terrain	Steep
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	472 ROCKVIEW ST
City	MORRO BAY
State	CA
Zip	93442-1642
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R4
Legal Description	CY MB PM 74/35-36 U 2 PTN LT 1 (CP10043385)
Legal Subdivision	PARCEL MAP MB 07-068
Legal Lot Number	1
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	1
Census Block	1020
Census Tract	10505

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Co-owner	Co-owner on Record
Mailing Address	472 ROCKVIEW ST, MORRO BAY, CA 93442-1642
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREMONT BANK
May 11, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FREMONT BANK
Aug 10, 2018	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 11, 2016 · Amount on Record
Deed Sale	Feb 11, 2016 · Amount on Record
Prior Sale	Feb 11, 2016 · Amount on Record
Deed Document Number	0000006039
Last Transfer Date	May 11, 2020
Transfer Doc	0000022584
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	472 ROCKVIEW ST, MORRO BAY, CA 93442-1642
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	472 ROCKVIEW ST, MORRO BAY, CA 93442-1642

Mortgage

Document Number	0000016365
Date	Mar 3, 2021
Instrument	2021016365

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

May 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 11, 2020
Property Address	472 ROCKVIEW ST, MORRO BAY, CA 93442-1642
Document Number	0000022584
Map Reference	MB 74 PG 35&36
Instrument Date	Apr 12, 2020
Instrument	2020022584
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	472 ROCKVIEW ST, MORRO BAY, CA 93442-1642

Mortgage

Document Number	0000022585
Date	May 11, 2020
Instrument	2020022585

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Aug 10, 2018
Property Address	472 ROCKVIEW ST, MORRO BAY, CA 93442-1642
Document Number	0000033253
Instrument Date	May 24, 2018
Instrument	33253
Transaction Type	Transfer
Record Updated	Aug 21, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	472 ROCKVIEW ST MORRO BAY CA 934421642, MORRO BAY, CA 93442-1642

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Morro Bay City
Unified School District	San Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,794.00 (+3.67%) Homeowner's exemption	$532,702 (+4.04%) Land $177,566 Building $355,136
2023	$5,589.00 (+6.7%) Homeowner's exemption	$512,019 Land $170,672 Building $341,347
2022	$5,238.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011
Water Source	Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Ranch Wifi Fixed Wireless	100 / 20

May also be available: Verizon.

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