472 River St, Chattanooga, TN 37405 Property Records

Hamilton County property record for 472 River St, Chattanooga, TN 37405

Property Summary

Property Type	Condominium
Details	678 sqft · built 1966
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$139,900 (Mar 2017)
Tax Bill	$708 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`135E N 023 C472`

Property Details

APN / Parcel Number

Primary APN	`135E N 023 C472`
Alternative APN	`0000060083`

Interior

Stories	1 Story
Building Area	678 sqft Living Area

Exterior

Year Built	Built 1966
Exterior Material	Brick
Lot Area	43,560 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000060083
Street Address	472 RIVER ST
City	CHATTANOOGA
State	TN
Zip	37405-4166
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	RIVIERA VILLAS PB32 PG89-1 UNIT 472 AND COMMUNITY INTEREST
Legal Subdivision	RIVIERA VILLAS
Jurisdiction	HAMILTON TN
Township / Civil Division	6
Census Block Group	3
Census Block	3012
Census Tract	600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hamilton County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	472 RIVER ST, CHATTANOOGA, TN 37405-4166
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2017 · Amount on Record
Deed Sale	Mar 30, 2017 · Amount on Record
Prior Sale	Jan 12, 2010 · Amount on Record
Deed Document Number	2017033000137
Deed Book / Page	11011 / 655
Record Updated	Jun 8, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 30, 2017
Property Address	472 RIVER ST, CHATTANOOGA, TN 37405-4166
Document Number	0000000137
Book / Page	011011 / 000655
Instrument Date	Mar 27, 2017
Instrument	137
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$517.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	472 RIVER ST CHATTANOOGA TN 374054166, CHATTANOOGA, TN 37405-4166

Mortgage

Document Number	138
Date	Mar 30, 2017
Book Page	011011/000657
Instrument	138

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MO 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 29, 2037

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$708.00 (-9.58%)	$46,725 (+33.5%)	$186,900 (+33.5%) Land $60,000 Building $126,900
2024	$783.00	$35,000 (-)	$140,000 (-) Land $50,000 Building $90,000
2023	$783.00	$35,000 (-)	$140,000 (-) Land $50,000 Building $90,000
2022	$783.00	$35,000	$140,000 Land $50,000 Building $90,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 34 policies
Nearby Flood Policies	34 in force
Nearby Flood Claims	2 (2003–2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20