472 Rederick Ln, Middletown, DE 19709 Property Records

New Castle County property record for 472 Rederick Ln, Middletown, DE 19709

Property Summary

Property Type	Single Family Home
Lot Size	0.05 acres (2,178 sqft)
Owner	2 Individual Names on Record
Last Sale	$422,348 (Jul 2025)
Tax Bill	$89 (2023)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Apr 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-019.32-163`

Property Details

APN / Parcel Number

Primary APN	`13-019.32-163`

Exterior

Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	472 REDERICK LN
City	MIDDLETOWN
State	DE
Zip	19709-9981
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Subdivision	PONDS OF ODESSA
Legal Lot Number	55
Jurisdiction	NEW CASTLE DE
Township / Civil Division	MIDDLETOWN-ODESSA
Census Block Group	2
Census Block	2035
Census Tract	16608

Owner

Source: New Castle County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	472 REDERICK LN, MIDDLETOWN, DE 19709-9981
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2025	Deed, Subdivision Related Transfer · FHA Mortgage PROSPERITY HOME MORTGAGE LLC
Apr 4, 2024	Deed, Transfer
Feb 15, 2018	Grant Deed, Construction Loan · Line of Credit WILMINGTON SVG FUND SOCIETYFSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2025 · Amount on Record
Deed Sale	Jul 30, 2025 · Amount on Record
Prior Sale	Apr 4, 2024
Deed Document Number	202553281
Record Updated	Jun 8, 2026

July 2025: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Jul 30, 2025
Property Address	472 REDERICK LN, MIDDLETOWN, DE 19709-9981
Document Number	0000053281
Map Reference	DOC 20110811-0049615
Instrument Date	Jul 11, 2025
Instrument	20250730-0053281
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2026
Title Company	KIRSH TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	472 REDERICK LN, MIDDLETOWN, DE 19709-9981

Mortgage

Document Number	0000053286
Date	Jul 30, 2025
Instrument	20250730-0053286

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Mortgage

Document Number	0000053287
Date	Jul 30, 2025
Instrument	20250730-0053287

Lender

Name	DELAWARE STATE HOUSING AUTHORITY
Type	Government Agency
Address	DOVER, DE 19901

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Apr 4, 2024
Property Address	472 REDERICK LN, MIDDLETOWN, DE 19709-9981
Document Number	0000021195
Map Reference	DOC 20110811-0049615
Instrument Date	Apr 3, 2024
Instrument	20240404-0021195
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	818 FIRST STATE BLVD, WILMINGTON, DE 19804-3573

February 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	NEW CASTLE DE
Recording Date	Feb 15, 2018
Property Address	472 REDERICK LN, MIDDLETOWN, DE 19709-9981
Instrument Date	Feb 15, 2018
Instrument	7888
Transaction Type	Construction Loan
Record Updated	Aug 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0000007888
Date	Feb 15, 2018
Instrument	7888

Lender

Name	WILMINGTON SVG FUND SOCIETYFSB
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Delaware
County	New Castle County
Unified School District	Appoquinimink School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025		$434,000 (+17,983.33%) Land $95,400 Building $338,600
2023	$89.00	$2,400 (-) Land $2,400
2022		$2,400 Land $2,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 76 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	76 in force
Nearby Flood Claims	64 (1979–2024)
Claims Outside the SFHA	2 of 64
Most Recent Claim	Feb 2024 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 13 claims Hurricane Isabel, Sep 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PONDS OF ODESSA (AWC) private · serves 216 people · EPA ID DE0020088
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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