472 Pebblebrook Ln, Cornelia, GA 30531 Property Records

Habersham County property record for 472 Pebblebrook Ln, Cornelia, GA 30531

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,168 sqft · built 2023
Lot Size22.6 acres (987,070 sqft)
Owner2 Individual Names on Record
Last Sale$1,150,000 (Jun 2026)
Tax Bill$10,414 (2025)
Deeds & MortgagesJul 2026 Mortgage
Jun 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN027 143

Property Details

APN / Parcel Number

Primary APN027 143
Alternative APNs
  • 670240
  • 378542

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,168 sqft Heated Area
Gross Area4,690 sqft
1st Floor Area2,578 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialWood Shingle
Lot Area987,070 sqft (22.6 acres)
Lot Width430 ft Width
Garage Area850 sqft

Exterior Amenities

Pool Area480 sqft
PorchSlab
Canopy5,200 sqft
Poultry House21,200 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number378542
Street Address472 PEBBLEBROOK LN
CityCORNELIA
StateGA
Zip30531
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLI
Legal Description10-95 DB 1093-77
Legal SubdivisionEVA SHORE
JurisdictionHABERSHAM GA
Township / Civil DivisionCORNELIA
Census Block Group1
Census Block1013
Census Tract603

Owner

Source: Habersham County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address492 PEBBLEBROOK LN, CORNELIA, GA 30531-5072
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Deed of Trust, Mortgage
FIRST FINANCIAL
Jun 23, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRST FINANCIAL
Jan 31, 2024Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 23, 2026 · Amount on Record
Deed SaleJun 23, 2026 · Amount on Record
Prior SaleAug 28, 2015 · Amount on Record
Deed Book / Page1437 / 132
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Recording DateJul 13, 2026
Property Address472 PEBBLEBROOK LN, CORNELIA, GA 30531
Document Number1440000111
Book / Page1440 / 111
Instrument DateJul 1, 2026
Transaction TypeMortgage
Record UpdatedAug 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address472 PEBBLEBROOK LN, CORNELIA, GA 30531

Mortgage

Document Number1440000111,
DateJul 13, 2026
Book Page1440/111
Lender
NameFIRST FINANCIAL
Agreement
AmountAmount Recorded
Term60 Months
DueJul 1, 2031
Interest
Rate6.48%
Max Rate-1%

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHABERSHAM GA
Recording DateJun 23, 2026
Property Address472 PEBBLEBROOK LN, CORNELIA, GA 30531
Document Number1437000132
Book / Page1437 / 132
Instrument DateJun 8, 2026
Transaction TypeTransfer
Record UpdatedJul 27, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address492 PEBBLEBROOK LN, CORNELIA, GA 30531-5072

Mortgage

Document Number1437000134,
DateJun 23, 2026
Book Page1437/134
Lender
NameFIRST FINANCIAL
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 1, 2041
Interest
Rate5.85%
Max Rate-1%

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHABERSHAM GA
Property AddressPEBBLEBROOK LN, CORNELIA, GA 30531
Transaction TypeMortgage
Record UpdatedFeb 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPEBBLEBROOK LN

Mortgage

Document Number0000001357/0000000009
DateJan 31, 2024
Book Page0000001357/0000000009
Lender
NameAMERICAN PACIFIC MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054

Tax Assessment & Valuation

Source: Habersham County assessment roll, as of September 8, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyHabersham County
Unified School DistrictHabersham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$10,414.00 Homeowner's exemption$536,064 (+241.66%) Land $88,510 Building $447,554$1,340,159 (+241.66%) Land $221,275 Building $1,118,884
2023Homeowner's exemption$156,900 (+21.82%) Land $90,276 Building $66,624$392,250 (+21.82%) Land $225,690 Building $166,560
2022Homeowner's exemption$128,792 Land $60,184 Building $68,608$321,980 Land $150,460 Building $171,520

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2020)
Most Recent ClaimOct 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 71% of Georgia
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber
2,000 / 2,000
TrailWave
Fiber
1,000 / 1,000

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