472 Orange Tree Ln, Westminster, MD 21157 Property Records

Carroll County property record for 472 Orange Tree Ln, Westminster, MD 21157

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.689 acres (30,013 sqft)
Owner	2 Company Names on Record
Last Sale	$300,000 (Feb 2026)
Tax Bill	$953 (2026)
Deeds & Mortgages	Feb 2026 Sale & Construction Loan
Flood Zone	Zone X (moderate risk)
APN	`07-434078`

Property Details

APN / Parcel Number

Primary APN	`07-434078`
Alternative APN	`434078`

Exterior

Lot Area	30,013 sqft (0.689 acres)

Location & Zoning

Account Number	434078
Street Address	472 ORANGE TREE LN
City	WESTMINSTER
State	MD
Zip	21157-2938
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	R-400
Legal Description	LT 136 - 30022 SF (0 472 ORANGE TREE LN 56/26 WINDY HILLS FARMS PH 5
Legal Subdivision	WINDY HILLS FARMS
Legal Phase	5
Legal Lot Number	136
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	2
Census Block	2004
Census Tract	507601

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	472 ORANGE TREE LN, WESTMINSTER, MD 21157-2938
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2026 · Amount on Record
Deed Sale	Feb 9, 2026 · Amount on Record
Prior Sale	Dec 5, 2024 · Amount on Record
Deed Book / Page	11682 / 54
Record Updated	Oct 29, 2026

February 2026: Deed, Construction Loan

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 9, 2026
Property Address	472 ORANGE TREE LN, WESTMINSTER, MD 21157-2938
Document Number	0116820054
Book / Page	11682 / 54
Map Reference	MB 56 PG 260-262
Instrument Date	Jan 23, 2026
Transaction Type	Construction Loan
Record Updated	Feb 23, 2026
Title Company	PENN TRANSFER LLC

Transaction

Amount	Amount Recorded
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust

Mortgage

Document Number	0001168260
Date	Feb 9, 2026
Instrument	11682/60

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Feb 1, 2042

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$953.00	$85,100 Land $85,100	$85,100 Land $85,100
2025	$953.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Antietam Cable Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20