San Joaquin County property record for 472 Montclair Ln, Tracy, CA 95376 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2001 |
| Square Footage | 1,868 sqft Living Area |
| Lot Size | 5,600 sqft (0.128 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $460,000 (2017) |
| Tax Bill | $6,349.00 (2025) |
| Primary APN | 246-320-100-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,868 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Custom Design Style |
| Construction Type | Wood Construction |
| Lot Area | 5,600 sqft (0.128 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 472 MONTCLAIR LN |
|---|---|
| City | TRACY |
| State | CA |
| Zip | 95376-7000 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 01-FM PT OF 246-150-07 |
| Legal Subdivision | LARKSPUR ESTATES UNIT #2 |
| Legal Lot Number | 10 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | TRACY |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 5220 |
Source: San Joaquin County records · APN 246-320-100-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 472 MONTCLAIR LN, TRACY, CA 95376-7000 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA |
| Jul 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) CITYWIDE HMS LNS |
| May 08, 2017 | Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage CITYWIDE HOME LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 08, 2017 · Amount on Record |
| Deed Sale | May 08, 2017 · Amount on Record |
| Prior Sale | Oct 13, 2004 |
| Deed Doc Number | 2017-052131 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 472 MONTCLAIR LN, TRACY, CA 95376-7000 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 472 MONTCAIR LANE, TRACY, CA 95376-7000 |
| Document Number | 0000172291 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 2021-172291 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 472 MONTCLAIR LN, TRACY, CA 95376-7000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CHICAGO TITLE CO STOCKTON |
| Name | Verified Name |
|---|
| Document Number | 0000060107 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 2020-060107 |
| Name | MUFG UNION BANK NA |
|---|---|
| Type | Bank |
| Address | SAN DIEGO, CA 92121 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 472 MONTCLAIR LN, TRACY, CA 95376-7000 |
| Document Number | 0000085659 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2017 |
| Title Company | LAWYERS TITLE/NTHRN CA |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 472 MONTCLAIR LN TRACY CA 953767000, TRACY, CA 95376-7000 |
| Document Number | 0000085659 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 85659 |
| Name | CITYWIDE HMS LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | SANDY, UT 84070 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2047 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | May 08, 2017 |
| Property Address | 472 MONTCLAIR LN, TRACY, CA 95376-7000 |
| Document Number | 0000052131 |
| Map Reference | VOL35 PG62 |
| Instrument Date | May 03, 2017 |
| Instrument | 2017-052131 |
| Transaction Type | Transfer |
| Record Updated | Aug 03, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 472 MONTCLAIR LN, TRACY, CA 95376-7000 |
| Investor | Possibly a Property Investor |
| Document Number | 0000052132 |
|---|---|
| Date | May 08, 2017 |
| Instrument | 2017-052132 |
| Name | CITYWIDE HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
| Document Number | 0000052133 |
|---|---|
| Date | May 08, 2017 |
| Instrument | 2017-052133 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Tracy City |
| Unified School District | Tracy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,349.00 (+9.9%) | $533,862 (+4.04%) Land $186,851 Building $347,011 |
| 2023 | $5,777.00 (+2.9%) | $513,134 Land $179,597 Building $333,537 |
| 2022 | $5,614.00 |
472 Montclair Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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