472 Harrison Ave, Panama City, FL 32401 Property Records

Bay County property record for 472 Harrison Ave, Panama City, FL 32401

Property Summary

Property TypeRetail Store
Details1,520 sqft · built 1932
Lot Size0.075 acres (3,267 sqft)
OwnerCompany Name on Record
Tax Bill$2,011 (2025)
Deeds & MortgagesSep 2025 Transfer
Flood ZoneZone X (minimal risk)
APN19548-000-000

Property Details

APN / Parcel Number

Primary APN19548-000-000

Interior

Total Rooms2 Rooms
Stories1 Story
Building Area1,520 sqft Gross Area
1st Floor Area1,520 sqft
FlooringVinyl/Resilient
Interior WallsPlaster

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeFlat
Roof MaterialComposition Shingle
Lot Area3,267 sqft (0.075 acres)
Lot Dimensions165 ft deep x 20 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address472 HARRISON AVE
CityPANAMA CITY
StateFL
Zip32401-2732
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Store
Local Zoning CodePC10
Legal DescriptionGULF COAST DEV CO PLAT BEG AT SW COR OF LOT 4 TH N 20.47 E 165.01 S 20.46 W 165.02 TO POB BEING SLY 1/2 OF LOT 4 BLK 2 ORB 1680 P 1166
Legal Range14W
Legal Township04S
Legal Section08
Legal SubdivisionGULF COAST DEV CO PLAT
Legal Block2
Legal Lot Number4
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1060
Census Tract2000

Owner

Source: Bay County records, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address502 PARKWOOD CT, PANAMA CITY, FL 32405-4445
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMar 21, 2025
Transfer Doc0049551898
Record UpdatedSep 20, 2026

September 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateSep 24, 2025
Property Address472 HARRISON AVE, PANAMA CITY, FL 32401-2732
Document Number0049551898
Book / Page4955 / 1898
Instrument DateMar 21, 2025
Instrument2025055048
Transaction TypeTransfer
Record UpdatedOct 16, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address502 PARKWOOD CT, PANAMA CITY, FL 32405-4445

Transferred To (Grantee/Buyer)

NameVerified Name
Address502 PARKWOOD CT, PANAMA CITY, FL 32405-4445

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,011.00 (-5.01%)$80,254 (-54.03%)$174,466 (-0.08%) Land $95,288 Building $79,178
2024$2,117.00 (-3.38%)$174,598 (-) Land $86,625 Building $87,973$174,598 (-) Land $86,625 Building $87,973
2023$2,191.00 (+13.94%)$174,598 (+14.99%) Land $86,625 Building $87,973$174,598 (+14.99%) Land $86,625 Building $87,973
2022$1,923.00$151,836 Land $63,360 Building $88,476$151,836 Land $63,360 Building $88,476

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 in force
Nearby Flood Claims93 (1984–2020)
Claims Outside the SFHA64 of 93
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Michael, Oct 2018 · 23 claims
  • Hurricane Dennis, Jul 2005 · 6 claims
  • Hurricane Opal, Oct 1995 · 39 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: Verizon, WOW Internet, Cable & Phone.

Nearby Properties on Harrison Ave

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