472 Hampton Dr W, Moorhead, MN 56560 Property Records

Clay County property record for 472 Hampton Dr W, Moorhead, MN 56560

Property Summary

Property TypeSingle Family Home
Lot Size0.201 acres (8,775 sqft)
Owner2 Individual Names on Record
Last Sale$370,645 (Mar 2020)
Tax Bill$10,246 (2026)
Deeds & MortgagesSep 2026 Line of Credit
Feb 2020 Mortgage
+ 2 more
Flood ZoneZone X (moderate risk)
APN58.281.0130

Property Details

APN / Parcel Number

Primary APN58.281.0130

Exterior

Lot Area8,775 sqft (0.201 acres)

Location & Zoning

Street Address472 HAMPTON DR W
CityMOORHEAD
StateMN
Zip56560-7254
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLOCK 001 LOT 013 SUBDIVISIONCD 58281 SUBDIVISIONNAME HAMPTON PLACE 3RD ADDN
Legal SubdivisionHAMPTON PLACE 3RD ADDN
Legal Block1
Legal Lot Number13
JurisdictionCLAY MN
Township / Civil DivisionMOORHEAD
Census Block Group2
Census Block2019
Census Tract30110

Owner

Source: Clay County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address472 HAMPTON DR W, MOORHEAD, MN 56560-7254
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 2, 2026Deed of Trust, Mortgage · Line of Credit
WESTERN STATE BANK
Feb 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
NORTHWESTERN BANK
Mar 23, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
GATE CITY BANK
Sep 6, 2019Warranty Deed, Construction Loan · Line of Credit
NORTHWESTERN BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2020 · Amount on Record
Deed SaleMar 23, 2020 · Amount on Record
Prior SaleSep 5, 2019 · Amount on Record
Deed Document Number2020799189
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MN
Recording DateSep 2, 2026
Property Address472 HAMPTON DR W, MOORHEAD, MN 56560-7254
Document Number0000867873
Instrument DateAug 27, 2026
Instrument2026867873
Transaction TypeMortgage
Record UpdatedSep 21, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address472 HAMPTON DR W, MOORHEAD, MN 56560-7254
InvestorPossibly a Property Investor

Mortgage

Document Number0000867873,
DateSep 2, 2026
Instrument2026867873
Lender
NameWESTERN STATE BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 27, 2036
Interest
Max Rate-1%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MN
Property Address472 HAMPTON DR W, MOORHEAD, MN 56560-7254
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000798246
DateFeb 13, 2020
Instrument798246
Lender
NameNORTHWESTERN BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueMay 31, 2020
Interest
Rate TypeAdjustable Rate

March 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCLAY MN
Recording DateMar 23, 2020
Property Address472 HAMPTON DR W, MOORHEAD, MN 56560-7254
Document Number0000799189
Instrument DateMar 20, 2020
Instrument799189
Transaction TypeSubdivision Related Transfer
Record UpdatedAug 15, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,223.13
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address472 HAMPTON DR W, MOORHEAD, MN 56560-7254
InvestorPossibly a Property Investor

Mortgage

Document Number0000799190
DateMar 23, 2020
Instrument799190
Lender
NameGATE CITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2050
Interest
Rate TypeFixed Rate

September 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCLAY MN
Recording DateSep 6, 2019
Property Address472 HAMPTON DR W, MOORHEAD, MN 56560-7254
Document Number0000793219
Instrument DateSep 4, 2019
Instrument793219
Transaction TypeConstruction Loan
Record UpdatedNov 27, 2019
Title CompanyTRN ABSTRACT AND TITLE, TRN ABS & TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$577.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3431 17TH ST S MOORHEAD MN 565607046, MOORHEAD, MN 56560-7046
InvestorPossibly a Property Investor

Mortgage

Document Number793220
DateSep 6, 2019
Instrument793220
Lender
NameNORTHWESTERN BK
TypeBank
AddressMOORHEAD, MN 56560-0309
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueSep 5, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyClay County
MunicipalityMoorhead City
Unified School DistrictMoorhead Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,246.00 (+12.49%) Homeowner's exemption$456,800 (+1.83%) Land $49,500 Building $407,300$456,800 (+1.83%) Land $49,500 Building $407,300
2025$448,600 (+12.49%) Land $48,300 Building $400,300$448,600 (+12.49%) Land $48,300 Building $400,300
2023$9,108.00 Homeowner's exemption$398,800 Land $41,800 Building $357,000$398,800 Land $41,800 Building $357,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMoorhead
serves 44,583 people · EPA ID MN1140008
Water SourceSurface water
Last State InspectionSep 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
2,000 / 350
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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