Brevard County property record for 472 Dolphin St, Melbourne Beach, FL 32951
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,284 sqft · built 1973 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,358 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Jun 2019 Reverse Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-38-17-25-B-9 |
| Primary APN | 28-38-17-25-B-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,284 sqft Living Area |
| Gross Area | 2,240 sqft |
| 1st Floor Area | 1,284 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 120 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 396 sqft |
| Patio Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2848910 |
|---|---|
| Street Address | 472 DOLPHIN ST |
| City | MELBOURNE BEACH |
| State | FL |
| Zip | 32951-2916 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU113 |
| Legal Description | RIVERIA ESTATES SUBD LOT 9 BLK B |
| Legal Range | 38E |
| Legal Township | 28S |
| Legal Section | 17 |
| Legal Subdivision | RIVERIA ESTATES SUBD |
| Legal Block | B |
| Legal Lot Number | 9 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | INDIALANTIC-MELBOURNE BEACH |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 66101 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 520 MOSAIC BLVD, DAYTONA BEACH, FL 32124-3777 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 7, 2022 | Deed of Trust, Mortgage J WHITING STUIZ JR |
| Jun 21, 2019 | Deed of Trust, Mortgage · Reverse Mortgage LIBERTY HOME EQUITY SOLUTIONS INC |
| May 17, 2019 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 472 DOLPHIN ST, MELBOURNE BEACH, FL 32951-2916 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 136 CARTAGENA DR, BRICK, NJ 08723-7005 |
| Document Number | 0096061629 |
|---|---|
| Date | Sep 7, 2022 |
| Book Page | 9606/1629 |
| Instrument | 2022219728 |
| Name | J WHITING STUIZ JR |
|---|---|
| Type | Private Party |
| Address | 2351 N WILLIAMSON BLVD APT 11101, DAYTONA BEACH, FL 32117 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 472 DOLPHIN ST, MELBOURNE BEACH, FL 32951-2916 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | LEGACY TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0084692714 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 8469/2714 |
| Instrument | 2019135306 |
| Name | LIBERTY HOME EQUITY SOLUTIONS INC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | RANCHO CORDOVA, CA 95670 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.94% |
| Type Change Date | Jun 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | 1-Year LIBOR |
| Max Rate | 5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 472 DOLPHIN ST, MELBOURNE BEACH, FL 32951-2916 |
| Document Number | 0084692727 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | LEGACY TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 472 DOLPHIN ST MELBOURNE BEACH FL 329512916, MELBOURNE BEACH, FL 32951-2916 |
| Document Number | 0084692727 |
|---|---|
| Date | Jun 21, 2019 |
| Book Page | 008469/002727 |
| Instrument | 135307 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 996 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.94% |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $435,650 (-7.92%) | $435,650 (-7.92%) | |
| 2025 | $6,358.00 (+11.6%) | $473,120 (+12%) Land $295,000 Building $178,120 | $473,120 (+12%) Land $295,000 Building $178,120 |
| 2023 | $5,697.00 (+319.21%) | $422,410 (+244.54%) Land $235,000 Building $187,410 | $422,410 (+6.27%) Land $235,000 Building $187,410 |
| 2022 | $1,359.00 Homeowner's exemption Senior Citizen's exemption | $122,600 | $397,490 Land $235,000 Building $162,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 140 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 140 in force |
| Nearby Flood Claims | 57 (1979–2022) |
| Claims Outside the SFHA | 32 of 57 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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