472 Crommie Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Carlisle Town property record for 472 Crommie Rd, Cobleskill, NY 12043

Property Summary

Property Type	Rural Home
Details	4 bd · 1 ba · 2,064 sqft · built 1945
Lot Size	58.6 acres (2,552,616 sqft)
Owner	2 Individual Names on File
Last Sale	$202,500 (Apr 2023)
Tax Bill	$6,602 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`432400 25.-1-5.1`

Property Details

APN / Parcel Number

Primary APN	`432400 25.-1-5.1`
Alternative APNs	`240002500000010050010000` `425J101601`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	2,064 sqft Living Area
1st Floor Area	1,112 sqft
2nd Floor Area	952 sqft

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	2,552,616 sqft (58.6 acres)
Lot Width	1,430 ft Width
Porch	Porch
Porch Area	252 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	425J101601
Street Address	472 CROMMIE RD
City	COBLESKILL
State	NY
Zip	12043-4412
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	01 - NOT Z
Legal Block	1
Legal Lot Number	5.001
Jurisdiction	SCHOHARIE NY
Township / Civil Division	CARLISLE
Census Block Group	2
Census Block	2022
Census Tract	740400

Owner

Source: Schoharie County and Carlisle Town records · APN 432400 25.-1-5.1

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 83, CARLISLE, NY 12031-0083
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2023	Deed of Trust, Mortgage · Line of Credit FIRST NEW YORK FCU
Apr 18, 2023	Deed, Transfer · Stand-Alone First Mortgage FIRST NEW YORK FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 18, 2023 · Amount on Record
Deed Sale	Apr 18, 2023 · Amount on Record
Prior Sale	May 28, 2010 · Amount on Record
Deed Document Number	2023821124
Deed Book / Page	1188 / 201
Record Updated	Jun 08, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	472 CROMMIE RD, COBLESKILL, NY 12043-4412
Transaction Type	Mortgage
Record Updated	Nov 07, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002056/171
Date	Oct 16, 2023
Book Page	2056/171
Instrument	823046

Lender

Name	FIRST NEW YORK FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2038

Interest

Rate Type	Adjustable Rate

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Apr 18, 2023
Property Address	472 CROMMIE RD, COBLESKILL, NY 12043-4412
Document Number	001188/201
Book / Page	1188 / 201
Instrument Date	Apr 12, 2023
Instrument	821124
Transaction Type	Transfer
Record Updated	May 09, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	472 CROMMIE RD, CARLISLE, NY 12031

Mortgage

Document Number	0000821125
Date	Apr 18, 2023
Instrument	821125

Lender

Name	FIRST NEW YORK FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Carlisle Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Carlisle Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,602.00 (-29.95%)	$139,200 (-0.85%) Land $60,500 Building $78,700	$339,512 (+20.91%) Land $147,561 Building $191,951
2023		$140,400 Land $60,500 Building $79,900	$280,800 Land $121,000 Building $159,800
2020	$9,425.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), as of February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Based on FCC filings for 12 locations within half a mile of this property.

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