472 Cranford Pl, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 472 Cranford Pl, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,080 sqft · built 1925
Lot Size	0.208 acres (9,100 sqft)
Owner	Individual Name on File
Last Sale	$40,000 (May 2001)
Tax Bill	$1,642 (2026)
Deeds & Mortgages	Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.70-1-5`

Property Details

APN / Parcel Number

Primary APN	`421500 49.70-1-5`
Alternative APN	`150004907000010050000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,080 sqft Living Area
1st Floor Area	880 sqft
Upper Floors Area	200 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	9,100 sqft (0.208 acres)
Lot Dimensions	50 ft deep x 182 ft wide
Porch	Slab
Porch Area	182 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	472 CRANFORD PL
City	SCHENECTADY
State	NY
Zip	12306-5112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	06 - INDUS
Legal Description	456-462 P/O 1X WOOD
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1015
Census Tract	33200

Owner

472 Cranford Pl is owned and occupied by an individual who acquired it in June 2007.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	472 CRANFORD PL, SCHENECTADY, NY 12306-5112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2001 · Amount on File
Deed Sale	May 22, 2001 · Amount on File
Prior Sale	Jun 2, 2000 · Amount on File
Deed Book / Page	1601 / 531
Last Transfer Date	Jun 28, 2007
Transfer Doc	0000033846
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	472 CRANFORD PL, SCHENECTADY, NY 12306-5112
Document Number	0000045360
Instrument Date	Jul 31, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	472 CRANFORD PL SCHENECTADY NY 123065112, SCHENECTADY, NY 12306-5112

Mortgage

Document Number	0000045360
Date	Oct 8, 2019
Book Page	004944/000316
Instrument	45360

Lender

Name	HOUSING TR FUND
Type	Funding / Finance Company
Address	ALBANY, NY 12207

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 472 Cranford Pl was $1,642 with exemptions applied, up 4.7% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,642.00 (+4.72%) Homeowner's exemption Senior Citizen's exemption
2025	$1,568.00	$102,300 Land $15,300 Building $87,000	$169,399 Land $25,335 Building $144,064
2023		$102,300 (-) Land $15,300 Building $87,000	$129,494 (+3.8%) Land $19,367 Building $110,127
2022		$102,300 Land $15,300 Building $87,000	$124,756 Land $18,659 Building $106,097
2021	$1,411.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 472 Cranford Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–2003)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 472 Cranford Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 94% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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