472 Cardinal Rd, Brevard, NC 28712 Property Records

Transylvania County property record for 472 Cardinal Rd, Brevard, NC 28712

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,241 sqft · built 2019
Lot Size	1.82 acres (79,304 sqft)
Owner	2 Individual Names on File
Last Sale	$1,025,000 (Apr 2026)
Tax Bill	$5,023 (2026)
Deeds & Mortgages	May 2021 Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`8592-87-7314-000`

Property Details

APN / Parcel Number

Primary APN	`8592-87-7314-000`
Alternative APN	`70499140`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,241 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Cathedral/Clerestory
Roof Material	Wood Shingle
Lot Area	79,304 sqft (1.82 acres)
View / Lot	Waterfront

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	70499140
Street Address	472 CARDINAL RD
City	BREVARD
State	NC
Zip	28712-0328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L-CH5 CARDINAL ROAD
Legal Subdivision	CARDINEL HILLS SUBDIVISION
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	DUNNS ROCK
Census Block Group	1
Census Block	1023
Census Tract	960403

Owner

472 Cardinal Rd is owned by two individuals who bought it in April 2026.

Source: Transylvania County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	520 AUTUMN WOOD CLOSE, ROSWELL, GA 30075-2191
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Apr 20, 2026	Warranty Deed, Transfer · Conventional Mortgage LINCOLN CAPITAL ADVISORS
Apr 20, 2026	Warranty Deed, Transfer · Conventional Mortgage LINCOLN CAPITAL ADVISORS
Apr 24, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 23, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2026 · Amount on File
Deed Sale	Apr 20, 2026 · Amount on File
Prior Sale	Sep 23, 2019 · Amount on File
Deed Document Number	20261816
Deed Book / Page	1186 / 19
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRANSYLVANIA NC
Property Address	472 CARDINAL RD, BREVARD, NC 28712-0328
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009820050
Date	May 17, 2021
Book Page	982/50
Instrument	2021003762

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Mar 1, 2051

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Apr 20, 2026
Property Address	472 CARDINAL RD, BREVARD, NC 28712-0328
Document Number	0000001816
Book / Page	1186 / 19
Instrument Date	Apr 9, 2026
Instrument	2026.1816
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	520 AUTUMN WOOD CLOSE, ROSWELL, GA 30075-2191
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001817,
Date	Apr 20, 2026
Instrument	2026..1817

Lender

Name	LINCOLN CAPITAL ADVISORS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Apr 20, 2026
Property Address	472 CARDINAL RD, BREVARD, NC 28712-0328
Document Number	0011860019
Book / Page	1186 / 19
Instrument Date	Apr 9, 2026
Instrument	20261816
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$207,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	520 AUTUMN WOOD CLOSE, ROSWELL, GA 30075-2191
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001817,
Date	Apr 20, 2026
Instrument	20261817

Lender

Name	LINCOLN CAPITAL ADVISORS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Apr 24, 2020
Property Address	472 CARDINAL RD, BREVARD, NC 28712-0328
Document Number	0009180306
Book / Page	000918 / 000306
Instrument Date	Apr 16, 2020
Instrument	2050
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	173 CARDINAL RD BREVARD NC 287129788, BREVARD, NC 28712-9788

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Sep 23, 2019
Property Address	472 CARDINAL RD, BREVARD, NC 28712-0328
Document Number	0008940381
Book / Page	000894 / 000381
Instrument Date	Sep 16, 2019
Instrument	4899
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$80.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2224 FOLLY RD #3B CHARLESTON SC 294129545, 3B, CHARLESTON, SC 29412-9545

Tax Assessment & Valuation

The 2026 property tax bill for 472 Cardinal Rd was $5,023.

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,023.00	$1,045,530 (-) Land $66,000 Building $979,530	$1,045,530 (-) Land $66,000 Building $979,530
2025	$5,023.00	$1,045,530 Land $66,000 Building $979,530	$1,045,530 Land $66,000 Building $979,530
2023	$3,912.00	$594,320 Land $65,000 Building $529,320	$594,320 Land $65,000 Building $529,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 472 Cardinal Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	14 units insured incl. 6 condo units
Nearby Flood Claims	2 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 472 Cardinal Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHERWOOD FOREST WATER SYSTEM private · serves 680 people · EPA ID NC0188116
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

Cell Coverage

No cell data coverage reported

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